Reply
Valued Contributor
Posts: 2,857
Registered: ‎06-08-2012
0

Re: SW not updating?

[ Edited ]

Yesterday. I'm just a little CR obsessed.

 

 

 

 

--------------Update-------------------

 

Well bugger!  I decide to go ahead and get the score.  My score actually went down a point with the removal of my last CA.  Really odd...(ill post new topic on this) /scratching head



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Moderator Emeritus
Posts: 32,869
Registered: ‎08-04-2007
0

Re: SW not updating?

Be sure to read the Score Watch Guide. Services like USAA's or SW don't send out alerts for dropped accounts. The only way to find out if an account dropped is to pull a new report. You won't get alerted to the deletion of this account.

 

While you won't get a credit alert of any kind, you could get a SW score alert -IF- your FICO score within your settings is reached or surpassed as a result of a EQ FICO change, if any at all. Not every baddie deleting will result in a score increase. Read the SW Guide. SW monitors your EQ FICO weekly as opposed to daily. If it was deleted yesterday, the clock starts ticking on a possible SW alert. I'd give it until mid next week before worrying.

 

I'm impatient too. Personally, I didn't care if I burned the $16 discounted price for a new report. The info was worth it provided I knew that there would be a score increase.

Senior Contributor
Posts: 3,491
Registered: ‎07-25-2008
0

Re: SW not updating?

It'll update in a few days and all will be forgiven. :smileyhappy:


Starting Score: 675
Current Score: EX 753 FICO, EQ 737FICO, TU 738
Goal Score: 776 FICO


Take the FICO Fitness Challenge
Valued Contributor
Posts: 2,982
Registered: ‎02-09-2012
0

Re: SW not updating?

SW is not an idenity theft alert service.

5/2012: 560 credit scores across the board and $500 secured CC
12/2014: 750+ scores across the board and $80k in revolving credit

Get those baddies removed!!!
Senior Contributor
Posts: 3,491
Registered: ‎07-25-2008
0

Re: SW not updating?

I got an alert today!

 

Maybe they fixed something.


Starting Score: 675
Current Score: EX 753 FICO, EQ 737FICO, TU 738
Goal Score: 776 FICO


Take the FICO Fitness Challenge
Valued Contributor
Posts: 2,857
Registered: ‎06-08-2012
0

Re: SW not updating?

[ Edited ]

No alerts on either TU or EQ for a week or so.  Damn things still just sitting there. 



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.