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SW not updating?

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Duncanrr
Valued Contributor

Re: SW not updating?

Yesterday. I'm just a little CR obsessed.

 

 

 

 

--------------Update-------------------

 

Well bugger!  I decide to go ahead and get the score.  My score actually went down a point with the removal of my last CA.  Really odd...(ill post new topic on this) /scratching head



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750

Take the FICO Fitness Challenge
Message 11 of 16
llecs
Moderator Emeritus

Re: SW not updating?

Be sure to read the Score Watch Guide. Services like USAA's or SW don't send out alerts for dropped accounts. The only way to find out if an account dropped is to pull a new report. You won't get alerted to the deletion of this account.

 

While you won't get a credit alert of any kind, you could get a SW score alert -IF- your FICO score within your settings is reached or surpassed as a result of a EQ FICO change, if any at all. Not every baddie deleting will result in a score increase. Read the SW Guide. SW monitors your EQ FICO weekly as opposed to daily. If it was deleted yesterday, the clock starts ticking on a possible SW alert. I'd give it until mid next week before worrying.

 

I'm impatient too. Personally, I didn't care if I burned the $16 discounted price for a new report. The info was worth it provided I knew that there would be a score increase.

Message 12 of 16
drkaje
Senior Contributor

Re: SW not updating?

It'll update in a few days and all will be forgiven. Smiley Happy


Starting Score: 675
Current Score: EX 753 FICO, EQ 737FICO, TU 738
Goal Score: 776 FICO


Take the FICO Fitness Challenge
Message 13 of 16
Repo-ed
Senior Contributor

Re: SW not updating?

SW is not an idenity theft alert service.

5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891
Message 14 of 16
drkaje
Senior Contributor

Re: SW not updating?

I got an alert today!

 

Maybe they fixed something.


Starting Score: 675
Current Score: EX 753 FICO, EQ 737FICO, TU 738
Goal Score: 776 FICO


Take the FICO Fitness Challenge
Message 15 of 16
Duncanrr
Valued Contributor

Re: SW not updating?

No alerts on either TU or EQ for a week or so.  Damn things still just sitting there. 



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750

Take the FICO Fitness Challenge
Message 16 of 16
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