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Established Contributor
awdsmama
Posts: 730
Registered: ‎01-20-2012

SW - received a timely update :-)

[ Edited ]
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‎02-08-2013 10:51 AM - edited ‎02-08-2013 03:36 PM

I figured with all the complaints about time lag or no updates etc I'd post what just happened  on my reports.

 

Yesterday morning I got an alert from EQ that an account had changed (balance lowered on student loan).

 

About 4 hours later I got a SW alert for that change.

 

So YAY for a same-day alert!

 

And as a side note,  TransUnion (also have monitoring thru) sent me an alert today that they detected a change on EQ.  So they were only a 1 day lag!

EQ MyFico: 2/16/2013: 703 TU MyFico: 680 on 2/16/13
Discover IT $4,000 / CU Visa $500 / JC Penny$1,000

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Established Member
LMBray09
Posts: 19
Registered: ‎02-02-2013

Re: SW - received a timely update :-)

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‎02-09-2013 12:30 PM

good to know, thanks! I just recieved a score alert with a 24 pt increase just now! but I haven't had any credit alerts yet so I'm not sure what caused it. I'm hoping it was the credit card balances paid off!

Starting Score: FICO EQ 663 (02/04/13)
Current Score: FICO EQ 687
Goal Score: FICO EQ 700 (March 2013)
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Established Contributor
awdsmama
Posts: 730
Registered: ‎01-20-2012

Re: SW - received a timely update :-)

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‎02-09-2013 04:14 PM

LMBray09 wrote:

good to know, thanks! I just recieved a score alert with a 24 pt increase just now! but I haven't had any credit alerts yet so I'm not sure what caused it. I'm hoping it was the credit card balances paid off!


Yes I bet it's because your utilization went down, congrats!

EQ MyFico: 2/16/2013: 703 TU MyFico: 680 on 2/16/13
Discover IT $4,000 / CU Visa $500 / JC Penny$1,000

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Established Contributor
calihlove75
Posts: 723
Registered: ‎05-16-2012

Re: SW - received a timely update :-)

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‎02-11-2013 08:21 PM

I have noticed that my alerts are coming quicker now than when I first signed up. I received like 3 alerts in score change in less than a 3 day period. My score was boucing all over the place..lol!!

 

I remember for the first several months thinking the service doesn't work!!

100% Ficos: EX 743, TU 743, Walmart TU fico 749, EQ 744
Inquiries last 1 year/6 months: EX-2/0, TU- 5/0, EQ-1/0~
Kohls $600~Amex BCE $2000~ Walmart Discover $6000~NFCU Signature CashRewards $9000~ Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $450~ Amazon Store $7000~ Fingerhut $1350
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