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SW - received a timely update :-)

Established Contributor

SW - received a timely update :-)

I figured with all the complaints about time lag or no updates etc I'd post what just happened  on my reports.

 

Yesterday morning I got an alert from EQ that an account had changed (balance lowered on student loan).

 

About 4 hours later I got a SW alert for that change.

 

So YAY for a same-day alert!

 

And as a side note,  TransUnion (also have monitoring thru) sent me an alert today that they detected a change on EQ.  So they were only a 1 day lag!

Fico: 701 (5/22/14) 682 (5/9/2014)
Discover IT $5,200 / CU Visa $1,000 / JC Penny$3,000
App Free since 2/2013
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3 REPLIES
Established Member

Re: SW - received a timely update :-)

good to know, thanks! I just recieved a score alert with a 24 pt increase just now! but I haven't had any credit alerts yet so I'm not sure what caused it. I'm hoping it was the credit card balances paid off!

Starting Score: FICO EQ 663 (02/04/13)
Current Score: FICO EQ 687
Goal Score: FICO EQ 700 (March 2013)
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Established Contributor

Re: SW - received a timely update :-)


LMBray09 wrote:

good to know, thanks! I just recieved a score alert with a 24 pt increase just now! but I haven't had any credit alerts yet so I'm not sure what caused it. I'm hoping it was the credit card balances paid off!



Yes I bet it's because your utilization went down, congrats!

Fico: 701 (5/22/14) 682 (5/9/2014)
Discover IT $5,200 / CU Visa $1,000 / JC Penny$3,000
App Free since 2/2013
Message 3 of 4
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Established Contributor

Re: SW - received a timely update :-)

I have noticed that my alerts are coming quicker now than when I first signed up. I received like 3 alerts in score change in less than a 3 day period. My score was boucing all over the place..lol!!

 

I remember for the first several months thinking the service doesn't work!!

100% Ficos: EX 780 , TU 783, EQ 776 inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-1/0/0~ last credit card app 6/24/13- New car loan 3/8/2014- Discover IT $12,500~Kohls $1000~Amex BCE $4000~ Walmart Discover $7500~NFCU Signature CashRewards $23,300 Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3800~ Amazon Store $7000~ Fingerhut $1050
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