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Established Contributor
awdsmama
Posts: 755
Registered: ‎01-20-2012
0

SW - received a timely update :-)

[ Edited ]

I figured with all the complaints about time lag or no updates etc I'd post what just happened  on my reports.

 

Yesterday morning I got an alert from EQ that an account had changed (balance lowered on student loan).

 

About 4 hours later I got a SW alert for that change.

 

So YAY for a same-day alert!

 

And as a side note,  TransUnion (also have monitoring thru) sent me an alert today that they detected a change on EQ.  So they were only a 1 day lag!

Fico: 701 (5/22/14) 682 (5/9/2014)
Discover IT $5,200 / CU Visa $1,000 / JC Penny$3,000
App Free since 2/2013
Established Member
LMBray09
Posts: 19
Registered: ‎02-02-2013
0

Re: SW - received a timely update :-)

good to know, thanks! I just recieved a score alert with a 24 pt increase just now! but I haven't had any credit alerts yet so I'm not sure what caused it. I'm hoping it was the credit card balances paid off!

Starting Score: FICO EQ 663 (02/04/13)
Current Score: FICO EQ 687
Goal Score: FICO EQ 700 (March 2013)
Established Contributor
awdsmama
Posts: 755
Registered: ‎01-20-2012
0

Re: SW - received a timely update :-)


LMBray09 wrote:

good to know, thanks! I just recieved a score alert with a 24 pt increase just now! but I haven't had any credit alerts yet so I'm not sure what caused it. I'm hoping it was the credit card balances paid off!



Yes I bet it's because your utilization went down, congrats!

Fico: 701 (5/22/14) 682 (5/9/2014)
Discover IT $5,200 / CU Visa $1,000 / JC Penny$3,000
App Free since 2/2013
Established Contributor
calihlove75
Posts: 788
Registered: ‎05-16-2012
0

Re: SW - received a timely update :-)

I have noticed that my alerts are coming quicker now than when I first signed up. I received like 3 alerts in score change in less than a 3 day period. My score was boucing all over the place..lol!!

 

I remember for the first several months thinking the service doesn't work!!


100% Ficos: EX 762, TU 767, EQ 762 Inquiries last 1 year/6 months: EX-0/0, TU- 0/0, EQ-2/1~ last credit card app 6/24/13- New car loan 3/8/2014
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