I am subscribed to score watch and I got my first score power report about two months ago which was a EQ fico. It says I have one free score power report which I can use now...would I be given the option after clicking the "get score power" button of being able to get this second report as a TU fico? Thank you!
I believe that Scorewatch only works with EQ, not TU. Don't know any way to convert it into a TU pull....
Scorewatch only gives you the EQ reports. If you want to get the TU eqivalent , you can purchase the TU FICO Standard Score here on myfico (I think it is $19.99) and it provides the exact same report. Note that the TU score purchased here is the TU98 score (different than the TU04 socre that some lenders use).
Thanks very much for the replies! I am wondering when I should pull my TU score from myfico since I've recently made some drastic changes, cutting down utilization from 90% to 0%. Right now it is at 2 to 3 percent. I'm curious as to when all this information will update at the bureaus. I know that creditsesame is a fako site, but it showed my credit score jumping by almost 70 points recently, and reflects the lower utilization under the appropriate debt category. I don't want to pull my TU report by paying for it now and the results not being current......
Keep an eye out on these boards for a discount code for the TU report here on myFico - they will probably run a Fathers Day promo for 20% off (they did that on Mother's Day which is when i ran my TU report). As far as when to pull - typically the credit cards post about 3-4 days after the statement close date.
Father's Day discount is available for the next 4 days - but only on Scorewatch - discount is $30 off the annual service - code is E1206DAD30SWA. If they do a 4th of July discount I will post it as well