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06-11-2012 04:32 AM
I am subscribed to score watch and I got my first score power report about two months ago which was a EQ fico. It says I have one free score power report which I can use now...would I be given the option after clicking the "get score power" button of being able to get this second report as a TU fico? Thank you!
06-11-2012 07:55 AM - edited 06-11-2012 07:57 AM
Scorewatch only gives you the EQ reports. If you want to get the TU eqivalent , you can purchase the TU FICO Standard Score here on myfico (I think it is $19.99) and it provides the exact same report. Note that the TU score purchased here is the TU98 score (different than the TU04 socre that some lenders use).
06-11-2012 01:22 PM
Thanks very much for the replies! I am wondering when I should pull my TU score from myfico since I've recently made some drastic changes, cutting down utilization from 90% to 0%. Right now it is at 2 to 3 percent. I'm curious as to when all this information will update at the bureaus. I know that creditsesame is a fako site, but it showed my credit score jumping by almost 70 points recently, and reflects the lower utilization under the appropriate debt category. I don't want to pull my TU report by paying for it now and the results not being current......
06-11-2012 06:05 PM
Keep an eye out on these boards for a discount code for the TU report here on myFico - they will probably run a Fathers Day promo for 20% off (they did that on Mother's Day which is when i ran my TU report). As far as when to pull - typically the credit cards post about 3-4 days after the statement close date.
06-13-2012 08:03 PM
06-15-2012 05:12 AM
Father's Day discount is available for the next 4 days - but only on Scorewatch - discount is $30 off the annual service - code is E1206DAD30SWA. If they do a 4th of July discount I will post it as well