No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Add my wife and I to the list as well. We have not been recieving alerts either and have put our target score to our current score.
Scorewatch needs to be fixed and retooled asap. Especially for the price they are charging
Thats what we get for paying up front. They lose all incintive to fix anything.
If we were all paying monthly, we would have more leverage on pushing them to get things fixed or walk.
There is fundamental flaw with the product. Acknowledge it already and get on with taking steps to rectify.
It is beyond looking up individual reported problems and advising people to be sure to check product attributes and associated settings.
This band aid approach of giving people free reports or canceling by request is terrible service.
@ficonewbie01 wrote:
I'm not getting any alerts and there has been some activities in the past 2 weeks. Inquiries & CA updated account. If I cancel the scorewatch subscription, can I still access the forums and order new fico scores?
Yes, you will still have a myfico logon and access to the forums and report purchases.
Got an email today stating
"For the past month, myFICO® Score Watch has been monitoring your FICO® score and credit report for important changes.
No important changes were found that caused an alert. Score Watch will continue monitoring and send an alert if an important change is detected.
Please Log In To ScoreWatch to see your previous alerts or alert settings.
Thank you for monitoring your FICO® score with myFICO®Score Watch.
the myFICO® Team"
Sent an email to customer service because I KNOW, for a fact, that I had a CC balance increase both by $5 and 5% this month and it would have reported by now (actually, about a week ago by now since I know the normal reporting dates of this CC to the CBs) and these are both paramaters I have set for issuing a score watch alert. We will see what they say.
For this month and last I have SW Alerts on 5/9, 5/11, 5/16, 5/30, 6/20, 6/21. I was suspicious in that my score had been unchanged at 709 since 5/9. I finally decided that something was up and "spent" a Score Power Report. Sure enough, it was 709. TU agreed at 713 for a very similar report.
Seems to be working OK. I would like to see more realistic "reasons" for the alerts. The reports are fine but 2 per year isn't actually enough for me.