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Administrator Emeritus
Posts: 4,413
Registered: ‎03-01-2007
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Re: Score Watch Not Updating


Errin1 wrote:

Thanks Barry for the info. It was CC debt (finished paying off Xmas) so I expected to see an increase but I haven't seen a thing. I set my score to my current and it's been over 2 weeks and nada. I even had a spike with my bogus creditkarma score but no change on ScoreWatch.


Hi Errin1,

 

We checked, and it looks like your target score has been set quite a bit higher than your latest score over the past few weeks, with it being reset to a couple of points below your latest EQ score most recently.  You may want to double check and reset it exactly to your current score.  We've added a free report so you can do this.  Hope there's a score increase there for you.

 

Barry

______________________________________________________________________________________________________________
In a past life I served as consumer affairs manager, media spokesman and myFICO Forums community manager at FICO. I'm now freelance writing about credit at CreditCards.com and my own site, SpeakingOfCredit.com.
Contributor
Posts: 81
Registered: ‎08-12-2010
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Re: Score Watch Not Updating

Thanks Barry. No change at all. For some reason the CC are not reporting to Eq....at least not the cards I paid huge amounts to. Considering I paid in Jan/Feb and I know when they close, they're taking their sweet time to report payment and lower my utilization. :smileymad:

hr> src="http://i.imgur.com/LEYWe.png">Starting Score: TU 610 EQ 655 - 8/2010
Current Score: EQ 714 9/13 EXP 708 8/13 TU 717 8/13
Goal Score: too much of a yoyo, maintain the 700's for 2013

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New Visitor
Posts: 1
Registered: ‎10-14-2012
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Re: Score Watch Not Updating

officially requesting a pull on new score. looking at my graph and i had not receved a score update for FOUR MONTHS. really??  what am i paying for??

Established Contributor
Posts: 912
Registered: ‎06-14-2012
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Re: Score Watch Not Updating


frankster68 wrote:

officially requesting a pull on new score. looking at my graph and i had not receved a score update for FOUR MONTHS. really??  what am i paying for??


Has anything changed with your EQ credit report in those 4months?



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 :smileywink:
Regular Contributor
Posts: 198
Registered: ‎03-02-2012
0

Re: Score Watch Not Updating

I would like a SW alert from lowering my util as well. Fakos jumped +100 points. Sighs. Will cancel by the end of the year.

Starting EQ Fico: 536 (3/12)
Current EQ Fico: 649 (9/13)-lender pull
TU Fico: 684 (8/13) 711-lender pull 9/13
EX Fico: 646 (8/13) 655-lender pull 9/13
Blogger
Posts: 3,330
Registered: ‎10-19-2012
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Re: Score Watch Not Updating

Lowering utlization ratio = change in balance = credit alert? 

Frequent Contributor
Posts: 360
Registered: ‎02-20-2008
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Re: Score Watch Not Updating

man i'm so bummed out by this.  I thought the alerts worked for increases and decreases so i burned my other "free" report pull 3 days before I had a TL updated. 

 

I paid down my utilization from 100% to 25% but now i don't get to see it unless i buy a report :smileysad:

 


Blogger
Posts: 3,330
Registered: ‎10-19-2012
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Re: Score Watch Not Updating


basballguy wrote:

man i'm so bummed out by this.  I thought the alerts worked for increases and decreases so i burned my other "free" report pull 3 days before I had a TL updated. 

 

I paid down my utilization from 100% to 25% but now i don't get to see it unless i buy a report :smileysad:

 


Not sure I'm following ... If you set the alert threshold to be exactly your current score, you'll be alerted whenever there's a score change I think.

 

Valued Contributor
Posts: 2,789
Registered: ‎10-10-2012
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Re: Score Watch Not Updating


HiLine wrote:

Not sure I'm following ... If you set the alert threshold to be exactly your current score, you'll be alerted whenever there's a score change I think.


 

That has been my experience.. Although I usually get a myFico alert several days after I get one from a different Credit Monitoring service I use.

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13
Frequent Contributor
Posts: 360
Registered: ‎02-20-2008
0

Re: Score Watch Not Updating


HiLine wrote:

basballguy wrote:

man i'm so bummed out by this.  I thought the alerts worked for increases and decreases so i burned my other "free" report pull 3 days before I had a TL updated. 

 

I paid down my utilization from 100% to 25% but now i don't get to see it unless i buy a report :smileysad:

 


Not sure I'm following ... If you set the alert threshold to be exactly your current score, you'll be alerted whenever there's a score change I think.

 


I think you're confusing me with someone else.  I never said I did this trick...nor did i know about it (although i do now).

 

All i said was I assumed the alerts would trigger on (balance) increases and decreases.  I know now it only works on increases.  It'd be cool if i could get reimbursed the free SW since i did go ahead and purchase another SW after i made this post. 

 


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