myFICO® Product Feedback

[ashabbir1]

I would say just have FICO score alert and be patient with alerts. Dont waste your money on other alerts.

[so_confused]

I have a question!!!  I have had scorewatch and TC since 6/23/07.  I have only recieved 4 alerts in that time. So I have not really had much experience with the scorewatch and TC systems. My question is; Does scorewatch and TC alert me when a get hard and soft INQ's? And if so, how do they identifiy the difference?

[MidnightVoice]

I don't think that is one of the alert settings.

[so_confused]

But do they show some how on their reports? Cuase I see only hard INQ's.  At least I think they are all hard.

[MidnightVoice]

I think the MyFICO reports show only hard inqs from the last two years, as these are the ones impacting your score.  For soft inqs I think you need to go to the CRAs.  They give you a two year history of soft and hard.

[so_confused]

yeah ...I know they show on the purchased reports I have had. That is why I asked. I did know if I had enough time on scorewatch and TC to see them...Thanks for the info Midnight!

[sl]

Does Equifax score watch post faster than myfico.com? I have my settings very tight and have two accounts increase more than $1.00 and have not received a score watch from this and it has been two weeks since I got the statements on the accounts.

[MidnightVoice]

DW and I both got alerts today - balabce of one card went to $144. 

[Noah_Bodie]

http://ficoforums.myfico.com/fico/board/message?board.id=ficoscoring&message.id=5457

[smallfry]

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sl wrote:
Does Equifax score watch post faster than myfico.com? I have my settings very tight and have two accounts increase more than $1.00 and have not received a score watch from this and it has been two weeks since I got the statements on the accounts.

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Its about one day ahead.