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Valued Member
bettercredit
Posts: 43
Registered: ‎06-06-2007
0

Score Watch?!

After my 30 day free trial I signed up for score watch $8.95/monthly. Since then I have not received a score update. I checked my Experian report via freecreditreport.com and it has improved...how come I havent recevied a score update from myfico? Isnt this what the $8.95 includes? Also when I log in, under "My Purchases" it shows me my latest score and then it says "buy today's score" ....I thought "today's score" is included in the score watch for $8.95....am I wrong?
Senior Contributor
smallfry
Posts: 4,831
Registered: ‎04-20-2007
0

Re: Score Watch?!

Check the middle of the page. If your score changes it will be reflected ultimately on the Score Watch. Be patient. At 9 bucks a month you might be better served just getting a full EQ FICO report every three months. You can get the same Score Watch product over at Equifax for $50 a year.
Senior Contributor
ilovepizza
Posts: 3,071
Registered: ‎05-17-2007
0

Re: Score Watch?!

In settings set your current fico score to the target score. Lower the mortgage target range to just above your score now. Make sure all options are set to "on". That might help trigger a new alert. New alerts don't happen as much for people with better scores. I can go a few months with out an alert now. I used to get them every 2 or 3 weeks. :-)
If we never set higher goals we would never get as far.
sol, credit 101, acr, abbreviations, calc
Senior Contributor
ilovepizza
Posts: 3,071
Registered: ‎05-17-2007
0

Re: Score Watch?!



smallfry wrote:
You can get the same Score Watch product over at Equifax for $50 a year.


Where can I get the EQ SW for $50/yr? I want in. I didn't see it for less than about $90. Please send link or instruction. Thanks. :smileyhappy:
If we never set higher goals we would never get as far.
sol, credit 101, acr, abbreviations, calc
Frequent Contributor
db23
Posts: 342
Registered: ‎06-16-2007
0

Re: Score Watch?!

[ Edited ]
I was speaking with an EQ CSR last week disputing some personal info and she offered me SW for $50/yr. I already subscribe to it but canceled it which should take effect next month. I have a feeling that SW has caused C* for me and is the reason I am no longer getting B* on EQ.

If you just order it on their site it is $90/yr. There are also random links on the web where you can get it for $5.95/mo.

Message Edited by db23 on 07-15-2007 12:11 PM
Valued Contributor
ashabbir1
Posts: 1,084
Registered: ‎06-24-2007
0

Re: Score Watch?!

whats is your fico score Ilovepizza :smileyhappy:
 
Senior Contributor
smallfry
Posts: 4,831
Registered: ‎04-20-2007
0

Re: Score Watch?!

Equifax Score Watch doesn't cause any problems but the Credit Watch Gold can trigger split files and C which hampers B. Actually Truecredit is sufficient for monitoring. I find it to be as quick as the individual agencies themselves. Call Equifax and you can haggle them down to $50 yearly for Score Watch.
Valued Contributor
ashabbir1
Posts: 1,084
Registered: ‎06-24-2007
0

Re: Score Watch?!

Ilovepizza if I offer you free pizza for life will you switch fico scores with me :smileyhappy:?
 
Valued Contributor
ashabbir1
Posts: 1,084
Registered: ‎06-24-2007
0

Re: Score Watch?!

but u cant trust trurecredit score, it is much different than fico score. Most lenders look for fico score. true credit score is misleading.
 
Frequent Contributor
db23
Posts: 342
Registered: ‎06-16-2007
0

Re: Score Watch?!

Misleading? Ha that's an understatement! My EX FICO from MyFICO is 701, TC says my score is 617!

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