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Valued Contributor
Posts: 1,084
Registered: ‎06-24-2007
0

Re: Score Watch?!

I would say just have FICO score alert and be patient with alerts. Dont waste your money on other alerts.
Established Contributor
Posts: 630
Registered: ‎06-20-2007
0

Re: Score Watch?!

I have a question!!!  I have had scorewatch and TC since 6/23/07.  I have only recieved 4 alerts in that time. So I have not really had much experience with the scorewatch and TC systems. My question is; Does scorewatch and TC alert me when a get hard and soft INQ's? And if so, how do they identifiy the difference?
 
 
9/18/08 TU=707 EQ=706 EX=702
Super Contributor
Posts: 8,173
Registered: ‎03-25-2007
0

Re: Score Watch?!

I don't think that is one of the alert settings.
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Established Contributor
Posts: 630
Registered: ‎06-20-2007
0

Re: Score Watch?!

But do they show some how on their reports? Cuase I see only hard INQ's.  At least I think they are all hard.
9/18/08 TU=707 EQ=706 EX=702
Super Contributor
Posts: 8,173
Registered: ‎03-25-2007
0

Re: Score Watch?!

I think the MyFICO reports show only hard inqs from the last two years, as these are the ones impacting your score.  For soft inqs I think you need to go to the CRAs.  They give you a two year history of soft and hard.
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Established Contributor
Posts: 630
Registered: ‎06-20-2007
0

Re: Score Watch?!

yeah ...I know they show on the purchased reports I have had. That is why I asked. I did know if I had enough time on scorewatch and TC to see them...Thanks for the info Midnight!
9/18/08 TU=707 EQ=706 EX=702
Established Contributor
Posts: 581
Registered: ‎04-11-2007
0

Re: Score Watch?!

Does Equifax score watch post faster than myfico.com? I have my settings very tight and have two accounts increase more than $1.00 and have not received a score watch from this and it has been two weeks since I got the statements on the accounts.
Super Contributor
Posts: 8,173
Registered: ‎03-25-2007
0

Re: Score Watch?!

DW and I both got alerts today - balabce of one card went to $144.  :smileyhappy:
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Senior Contributor
Posts: 4,831
Registered: ‎04-20-2007
0

Re: Score Watch?!



sl wrote:
Does Equifax score watch post faster than myfico.com? I have my settings very tight and have two accounts increase more than $1.00 and have not received a score watch from this and it has been two weeks since I got the statements on the accounts.


Its about one day ahead.
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