Your cr is monitored for score changes every 7-10 days. In order for you to be alerted faster, you might want to check your preferences for changes to your CR's. Ie balance, scores, etc.
Congratulations on paying off your credit cards.
Congratulations on paying off your credit cards.
Score watch is a joke.
Hello, everyone on the forum
I subcribe to scorewatch and I recently had a shortsale completed and recorded on August 23, 2013 and I pulled my annual credit reports (9-27-2013) that you can pull once a year. I pulled all three credit reports to see what is reporting and how accurate the information is. I must say that Experian and Transunion already have updated my reports with " Status: Paid in settlement and the Creditor's Statement: account paid in full for less than full balance with zero balance and it also state it was reported 08/2013. So this let me know that it reported almost immediately because shortsale was 8/23/2013. I was under the impression that Transunion was supposed to be the slowest bureau to update and report. But, not so in my case TU already has updated the shortsale to my credit file and I first find out it was updated by Experian first and Credit Karma already has updated and have information. The only Bureau that is lagging is Equifax and that include on the annual credit report they have not updated the shortsale and it is not reporting yet. I have only got a few alerts and they all say that for the past week they have been monitoring my credit and nothing has changed. But something has changed and I should have got an alert. I do have my settings set on my present score (pulled on 9-1-2013) I will wait until midnight to pull my last free score.
I just find it more than a little disconcerting for Equifax to be the last one to update information that the other two credit bureaus already has and took the liberty to update with any prompting of any kind. I like Scorewatch and been a customer for a while. But, I am not pleased that Equifax seem to be reluctant in responding to change. I was just anxious because I want to see how my shortsale report the way the BoFA said it was going to report.
I usually post only a few times because some else already ask the question I want to ask. But is anyone else having this problem?
Feedback is welcome
Starting Score: TU 572,EX-578,EQ-539 1-1-2014
SW has been quick and reliable for me for the last month. My CCs usually report a couple days after statements close and SW has been consistent with those updates. I should have one update next week I'm looking forward to.
I am however waiting for a HP to show from a refinance. My credit was pulled yesterday and I have received notifications from CS and CK about a new inquiry already but nothing from SW yet.
Starting Score: EQ 574 - 08.28.13
