Reply
Regular Contributor
cowboyguy
Posts: 197
Registered: ‎07-26-2012
0

Sick of MYFICO

4 months ago, I tried to order Scorewatch & the automatic authentication failed. Subsequently, I contacted the given number & the customer service representative, after verifying all info, said that he has unlocked my account & I can now order the product again. This process happened around half a dozen time, each time automatic authentication getting failed & after all verificiation, I was still not able to check my fico score. Finally, it was informed to me by an agent that since my social security number is not more than 1 year old, I need to wait for some time.

 

Currently, my SSN has passed 1 year & when I tried to obtain my FICO score again, it failed again & the same thing as above happened. Then they said that they are getting a message "Fico score not able to generate". They suggested me to contact the bureau directly & ask them why my fico score is not able to be generated. I contacted Equifax & they said that all my information in my report is perfectly fine & there should be no problem in generating the score. Please note that I am able to check my Vantage score from TrueCredit & Credit Karma.

 

I'm really tired of all this. I wonder if anyone else here has encountered a similar issue.

 

Thanks in advance!

Walmart Discover $10,000... Chase SW $8,500... Freedom $7,000... CSP $6,000... Amex Delta $3,000... Amex BCP $2,000... Local CU $1,500...
Moderator Emeritus
llecs
Posts: 32,881
Registered: ‎08-04-2007
0

Re: Sick of MYFICO

You currently have ScoreWatch, right? Were you trying to pull your TU FICO?

Regular Contributor
axxy
Posts: 142
Registered: ‎10-11-2007
0

Re: Sick of MYFICO

Why not quit FICO and go to some other scoring system?  Is it because FICO is a monopoly?  It can't be, because monopolies are illegal.

 

Blogger
HiLine
Posts: 2,951
Registered: ‎10-19-2012
0

Re: Sick of MYFICO

You may not have any FICO at all if FICO has a minimum SSN age requirement in their credit scoring algorithm. Have you tried pulling FICO scores from other services?


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}