Nothing seems to be updating. I changed my settings and had it alert me for any change over $50. I got one alert after doing this that a previously unused card reported a balance of $57. That was on 6/7.
The last time I pulled my report, 3/28, the balance on all revolving credit was $4753 on 3 credit cards. I have received bills on all 3 cards since then, made payments, and now there is only a $3k balance on one card. Why no alerts that credit balances have gone down? My auto loan has gone from a balance of $5500 to $4900 too.
Example:
BofA card on 3/28 showed balance of $3610. I made a payment of $210. I got billed for the balance of $3400 on the next billing cycle and made a payment of $400, balance now $3000.
Discover card on 3/28 showed balance of $745. I paid this in full on 5/16 and it still has a zero balance.
Wamu card on 3/28 showed a balance of $398. I paid this in full on 5/18. The next bill on 5/26 had a balance of $85, which I paid in full too.
All of these balance changes should have generated at least an alert if not a score change.
