Moderator Emeritus
Posts: 32,869
Registered: ‎08-04-2007

Re: TU report not updated?

awdsmama wrote:

After I purchased my TU report I clicked on my TU quarterly monitoring report, I thought THAT is where the new updated report would be.  Yeah, not so much.  There was a separate link for it.

I brought up the report dates because I also did the same thing. It's easy to do.


On the score change, it's the law of diminishing returns...the more you have the less points, if any, you'd see returned. It's like adding inquiries, add a couple you might see a negative ding. Add 20 or so and you won't see any score change. Or like util. Go from 0% to 50% and you could see a significant ding. Go from 50 to 90% and you'll see very little impact, if any. Keep plugging away and celebrate a cleaner report.

Established Contributor
Posts: 756
Registered: ‎01-20-2012

Re: TU report not updated?

I am definitely glad to have a "better" report than I had before, even if still not great.   Thanks for your help :-)

Fico: 701 (5/22/14) 682 (5/9/2014)
Discover IT $5,200 / CU Visa $1,000 / JC Penny$3,000
App Free since 2/2013
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.