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Regular Contributor
mmmlive1999
Posts: 149
Registered: ‎12-18-2012
0

TU98 is FAKO!!!

[ Edited ]

Ugh.. I have been such a fool thinking this would be close to my real TU score ...  My FICO TU98 is 670, Got my first Walmart TU08 today and it said 605 !!!!!  I am never paying for the TU98 again, and it should be updated to 04' on this site or removed because it is just as FAKO as CK and the rest of that bunch!!!

 

Ok done with rant

 

Edit: WM  TU is 08, not 04 as I had stated.

 

Starting Score: 06/06/2012:FAKO TU 585/EQ 472/ EX 561
Current Score: TU08 696, EQ5.0 679/ EX08 660
Goal Score: 700 by 12/2014

Cap1 Venture-$3800, Quicksilver-$1750,Chase Freedom-$2200, Discover IT - $1400
Store Cards: Vic.Sec -$850, Walmart-$650 ,Gap $1000( updated 11/22/2014)
Frequent Contributor
basballguy
Posts: 360
Registered: ‎02-20-2008
0

Re: TU98 is FAKO!!!

see i'm a little worried my TU04 might be lower than my TU98 as well. 


Moderator Emeritus
llecs
Posts: 32,869
Registered: ‎08-04-2007
0

Re: TU98 is FAKO!!!


mmmlive1999 wrote:

Ugh.. I have been such a fool thinking this woul be close to my real TU score ...  My FICO tu 98 is 670 Got my first Walmart TU04 today and it said 605 !!!!!  I am never paying for the TU98 again, and it should be updated to 04' on this site or removed because it is just as FAKO as CK and the rest of that bunch!!!

 

Ok done with rant


OP, Wal-Mart's free FICO is TU08 vs. TU04. More lenders use TU98 than TU08. 

 

That is a big difference though. I'd check the score dates on both and make sure they match. If not, then look for differences, or potential differences since you can't see report detail with Wally World.

Regular Contributor
mmmlive1999
Posts: 149
Registered: ‎12-18-2012
0

Re: TU98 is FAKO!!!


llecs wrote:

mmmlive1999 wrote:

Ugh.. I have been such a fool thinking this would be close to my real TU score ...  My FICO tu 98 is 670 Got my first Walmart TU04 today and it said 605 !!!!!  I am never paying for the TU98 again, and it should be updated to 04' on this site or removed because it is just as FAKO as CK and the rest of that bunch!!!

 

Ok done with rant


OP, Wal-Mart's free FICO is TU08 vs. TU04. More lenders use TU98 than TU08. 

 

That is a big difference though. I'd check the score dates on both and make sure they match. If not, then look for differences, or potential differences since you can't see report detail with Wally World.


IIecs,

Thank you for the clarification with theTU08 thing, I will update my post.

 

Both scores were pulled today and I am assuming that since they are both TU that the reports contain the same credit history.

 

Just kind of lame how I wasted an app spree thinking I was doing so much better on my credit journey:smileysad:

Starting Score: 06/06/2012:FAKO TU 585/EQ 472/ EX 561
Current Score: TU08 696, EQ5.0 679/ EX08 660
Goal Score: 700 by 12/2014

Cap1 Venture-$3800, Quicksilver-$1750,Chase Freedom-$2200, Discover IT - $1400
Store Cards: Vic.Sec -$850, Walmart-$650 ,Gap $1000( updated 11/22/2014)

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