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Finally figured out how to add an image
And again.
I broke down and purchased another report and sure enough my score is actually 699...not sure when the next 34 pt drop will occur..sigh.
Here we go again...I am really getting tired of this
Does it show a balance change as being the reason? I've seen similar behavior but not to same degree, likely because i only have two accounts and use them for a small purchase once a month so theres very few triggers to update my score/info, but i've seen similar behavior and not only with Transunion, with Equifax as well. All the while my actual transunion score via their service didnt change at all but that doesnt matter much since the fico score is calculated differently i guess.
@FiveOhFour wrote:Does it show a balance change as being the reason? I've seen similar behavior but not to same degree, likely because i only have two accounts and use them for a small purchase once a month so theres very few triggers to update my score/info, but i've seen similar behavior and not only with Transunion, with Equifax as well. All the while my actual transunion score via their service didnt change at all but that doesnt matter much since the fico score is calculated differently i guess.
Hi there, no, the spikes only say, "credit score has changed" or something along that line. It NEVER comes with a qualifying event like a balance change, inquiry, new account..anything like that. It just drops out of the blue and then when I purchase another report it shows the higher number again to match the score I get monthly from Discover. It is really frustrating that's for sure! It's like Transunion is issuing two different scores on me every week or so with no actual change to my creditreport.
And here we go again! Transunion is really getting on my nerves!