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I recently enrolled in the 3 Credit Bureau Monitoring for $24.99/Month on June 24 (almost 3 weeks ago). I got a message at the bottom of my Dashboard saying I could upgrade to the 3B Ultimate at a prorated price, since it hasn't been a month. It says you get a fresh report from all 3 Credit Bureaus quarterly, which is worth the extra $5/month for me, so I am going to do it here in the next 24-48 hours.... But my question is will it provide a "newer" or more accurate score than what I already have? It says that they have to pull the information again, and my score has been on a great climb in the 3 weeks I've been enrolled. I've got some things that haven't updated on Transunion FICO, but have on the other 2. Any help/experience is greatly appreciated!