Regular Contributor
Posts: 252
Registered: ‎03-16-2007

Re: What changes/additions would U like to see on scorewatch?

I don't care about daily pulls. In fact, I'm totally fine with the systems in place for the TU product and EQ product.

I just care about knowing about score changes relatively quickly for all three bureaus.
Senior Contributor
Posts: 4,635
Registered: ‎03-11-2007

Re: What changes/additions would U like to see on scorewatch?

essen wrote:
Also I would like to have a **bleep** dispute department where you can talk with 1 person regarding items you have disputed since we get these canned responses back when we dispute something.
Simply put, we painstakingly detail our disputes to get the facts straight.  We put these into letters to your company and then it just gets scanned and we get a blanket response. 
Recently I did a Procedural request for verification, and IT IS CRITICAL that I know how it was verified.  I get a canned response of blah blah blah electronically.  THIS tells me nothing.  Who the hell am I supposed to talk to at the Collection Agency when they say they did not verify it.  I need facts, not canned responses.  I need to know who did what and when.
Your company put me in a position I did not want to be in.  I had to **bleep** nearly get an attorney and force the issue to the point of almost going to court to get them to delete an account that they could not prove was mine.

I feel your pain, and experience it myself. But it's not within FICO's ability to do anything about the behavior and procedures to access CRAs, OCs, CAs, etc.
That's a matter to take up with your representatives in The Congress and The Senate.
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.