Credit Card Center Advertiser Disclosure

New Member
Posts: 2
Registered: ‎03-19-2007
0 Kudos

What does scorewatch actually do?

Hi, I have scorewatch and am under the impression that anytime my score changes I will get an alert showing my new FICO score.  Is that correct? Even if it happens every month when the CC cycles end then it would be OK.  I just want to get scores without shelling out $14.95 each time.  Will I get new scores about every month or have I misunderstood?
Moderator Emeritus
Posts: 5,436
Registered: ‎03-10-2007
0 Kudos

You should get a scorewatch anytime score changes or acco...

You should get a scorewatch anytime score changes or accounts change status.  Recently those alerts haven't been coming as they should based on my observation and the other posts to this board.  If you're looking for once a month then you shouldn't have a problem as long as there is a score or account change in that period of time.
Regular Contributor
Posts: 252
Registered: ‎03-16-2007
0 Kudos

I have a confession. There's a long story behind this, bu...

I have a confession. There's a long story behind this, but basically, I have both the Equifax and myFICO versions of ScoreWatch. There were bugs at first, and, well, I got both and have kept both for a couple years.

For score changes, I usually get the myFICO one first. For certain other changes, I get the EQ one first.

They're both now consistent enough that I'm canceling the Equifax version.

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.