Whenever a FICO® score change could qualify you for a different interest on a: question

[Helena_313]

Okay, my EQ is 520. I had had this setting set to a new rate on a 48-month auto loan but the next rate change "bracket" isn't until 590. So I looked at the 30 year mortgage setting, and it shows a rate change between 549 and 550. I tried to set it to this and it says:

(For a score of 520, that means you will receive a score alert if your score goes above 620.)

Is this because my score is just so low that it's irrelevant until I get to 620? If so, then why bother showing the chart anyway with the scores lower?

[Barry]

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@Helena_313 wrote:

Okay, my EQ is 520. I had had this setting set to a new rate on a 48-month auto loan but the next rate change "bracket" isn't until 590. So I looked at the 30 year mortgage setting, and it shows a rate change between 549 and 550. I tried to set it to this and it says:

(For a score of 520, that means you will receive a score alert if your score goes above 620.)

Is this because my score is just so low that it's irrelevant until I get to 620? If so, then why bother showing the chart anyway with the scores lower?

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Hi Helena_313....What you've described is an error in the wording of that Score Watch setting and you should receive an alert when your score hits 550. It will be fixed shortly. Thanks for letting us know!