rknox821, which one is best? We don't have a consumer report section unfortunately.
IMO I like ScoreWatch because it gives me real FICO scores, monitors my EQ report daily, sends me an alert whenever certain criteria that I define have been met such as a set FICO or a cc balance change, and finally the two free (every 12 months) full EQ reports with FICO.
I also like TrueCredit for the ability to pull all three of my credit reports any day of the week.
If you're in cleanup mode, I would suggest using both.
If you're in maintenance mode, just use SW.
If you're in passive mode, and just curious, use annualcreditreport.com. You can also get free credit reports if you are denied credit, just submit your denial to each of the three and they'll send you a hard copy of your reports. However, the free reports will not give you scores. You have to pay for them.
Note: MyFICO is the only place that provides true FICO scores as part of their services.
11/14/07 TU 567 - EQ 561 - EX 577
11/29/07 TU ??? - EQ 573 - EX ???
12/10/07 TU ??? - EQ 579 - EX ??? - 60% util - OOPS!
