07-29-2013 10:40 AM
07-31-2013 06:20 PM - edited 07-31-2013 06:21 PM
07-31-2013 06:32 PM
07-31-2013 07:03 PM
IMO, they should nix the trial period. Most folks do it just to get a free report. There's no way you can fully see the benefits in a 10-day trial period anyway.
Agreed! I just sucked it up and bought a year so I didn't have to wrestle with the decision of "Do I realy want it this month? Its like gardening
07-31-2013 07:10 PM
07-31-2013 07:46 PM
Most of there money is made from suckering the window shoppers into a 3 month service. Credit karma offers the same service if your not worried about there unreliable vantage score.
Very true, but only for TU.
08-13-2013 04:16 PM
I just learned this the hard way too. Just a few days over my free time period, and I realize that I now have to pay $45 for the three months because I failed to read the fine print. I know, I know, I know....read the fine print. But when a company resorts to bilking folks out of money only through fine print...then it's an ethical issue in my opinion. When I want to cancel my service, I should pay for what I have used. Based on this, I have a big problem with this company, and will advise anyone I talk to to NOT ever use this service, even the free version.
08-13-2013 09:44 PM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.