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date of birth wrong on MYFICO only. credit reports fine. how do i fix it?

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outofthewoods
Valued Member

date of birth wrong on MYFICO only. credit reports fine. how do i fix it?

just noticed my dob on myfico is wrong. how do i correct it?

 

thanks

Message 1 of 5
4 REPLIES 4
haulingthescoreup
Moderator Emerita

Re: date of birth wrong on MYFICO only. credit reports fine. how do i fix it?

Which report? (Presumably either EQ or TU.)

 

The info is maintained on your full reports at the credit bureaus, so you'll have to deal with them. Your myFICO reports just repeat what's on the underlying full reports.

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 2 of 5
-Cain-
Valued Contributor

Re: date of birth wrong on MYFICO only. credit reports fine. how do i fix it?

I think OP said it's correct on his regular CRs (in the title). Sounds odd.
Message 3 of 5
haulingthescoreup
Moderator Emerita

Re: date of birth wrong on MYFICO only. credit reports fine. how do i fix it?


@-Cain- wrote:
I think OP said it's correct on his regular CRs (in the title). Sounds odd.

Oh, sorry, good catch!

 

One possibility is that there is a creditor who updates balances with the wrong birthdate. So after that one updates, the DOB is wrong. The next time another updates, it's right again. Depending on when you pull your reports, you could see the correct date or an incorrect one.

 

My address on Equifax flip-flops around this way.  Smiley Tongue

 

But again, it could be a problem with the myFICO report.

 

OP, try calling CS, although they're closed Sundays, and I'm guessing that they're closed tomorrow as well (July 4), although that's just a guess. They might be able to see something on their end.

 

Phone:
1-800-319-4433
Mon-Fri 6am to 6pm Pacific Time
Sat 7am to 4pm Pacific Time

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 4 of 5
Barry
Administrator Emeritus

Re: date of birth wrong on MYFICO only. credit reports fine. how do i fix it?


@outofthewoods wrote:

just noticed my dob on myfico is wrong. how do i correct it?

 

thanks


Hi outofthewoods,

 

Normally, the best way to correct any info on your myFICO profile is to contact myFICO Customer Care.  This time, however, we have made the correction to the year according to your credit reports on file, so there's nothing further you need to do.

 

-Barry

Message 5 of 5
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