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July marked the 1 year anniversary of being a Score Watch subscriber. As a result, my monthly renewal fee was increased (due to the discount expiring which makes sense). The complaint I have is most people do not take a second look at when the expiration date is going to strike and the increased rate is going to apply. I feel that an E-Mail alert should be triggered to warn the user of this happening. The discounted rate was the only reason I was a monthly subscriber. At $12.95 / month, I do not feel the $155.40 / year is worth it to me seeing as my credit scores / reports have been stable for the past 6 months.
After calling support, I was told that there was nothing that could be done about the $12.95 charge (you would think if I renew with a promotional code I could at least receive a credit for being a consistent customer) and I would need to cancel my account and renew it using a promotional code. As of now my account will be cancelled toward the end of August. I would glady continue to be a subscriber at the discounted rate I received before, but after the call I had I feel as if my monthly business for myFico may be coming to an end after this month.
*Edit: I just read on another post that an E-Mail was indeed supposed to be sent alerted me of the change... so I went back and confirmed I never received one. I have all of my other E-Mails from SW though.
Hi Cyan007,
Yes, you should have received an email advising that SW was about to renew at the going rate these days. Do you have a promotional code? (it wasn't clear to me whether you did or not) If so, I'd strongly recommend canceling and re-subscribing using a code. If you do this, you'll lose access to any credit reports you've received through SW, but you'll retain a complete record of your scores and alerts.
If you have a promo code, give it a try. Or if you don't and don't want to continue with your subscription, let me know and I can refund your last $12.95 payment and stop all further charges.
-Barry