Reply
Frequent Contributor
Posts: 360
Registered: ‎02-20-2008
0

quarterly monitoring

how do the alerts work?  Do they only trigger when you buy a report?  Or do they trigger when stuff happens to your credit report?


Moderator Emeritus
Posts: 32,869
Registered: ‎08-04-2007
0

Re: quarterly monitoring

As the product name implies, the alerts come quarterly because the reports and FICO are monitored quarterly. It's not like SW. However, TUQM will alert you to changes in the interim as it pertains to certain identity-related info like changes to your phone, address, and items like that. I don't think they use TU for that and use an outside service that tracks your demographics.

Frequent Contributor
Posts: 360
Registered: ‎02-20-2008
0

Re: quarterly monitoring

well i subscribed to it....not really sure why.....guess i'll see if i find any value in it.  It has a section for alerts on new accounts, new credit inquries and new something else (don't feel like looking).....if anything i get 20% off on TU pulls so i may get some value out of it over the next 3 months. 

 

 


Highlighted
Moderator Emeritus
Posts: 32,869
Registered: ‎08-04-2007
0

Re: quarterly monitoring

I thought it was worth it. You get 20% off future FICO reports and it's basically a pre-paid plan on 4 TU FICO reports each year. 

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.