Do I half to pay 13 bucks every time I want to refresh my score I subscribed to score watch I thought that is what the subscription was for..
SW promotes that you get 2 EQ FICO reports per year with the first being used when you subscribe. During the course of the subscription, SW will monitor your EQ report for certain changes like new accounts, new inquiries, acct changes, etc. If there is a change, then SW will alert you with a new EQ FICO if your score changed. Absent changes to your credit, your EQ FICO is monitored for changes every 7-10 days but you'll only get alerted if your EQ FICO hits or surpasses your target score within the Settings.