score setting

[Anonymous]

So I've got scorewatch for equifax here and my score was like 633 in Jan when I first signed up and the score has changed in Feb to 642.

I've not done a power report yet so it still shows up as 633 on the report unless i look at the credit alerts history and i can see 642 but do I need to set my score alert settings to the 642 or 633 ?

[mauve]

Update the goal score to your current score, the 642.  The score on the main page won't change until you use a SP report. 

[Anonymous]

If I dont will it not alert me and what happens if my score changed will I now have to wait?

I recently in the last months paid my card utilization from 74% to 38% and pulled my report from other sources and it's showing my util lowered but since the 642 increase which was before i paid my cards I've not seen a single change in the score.

[mauve]

You'll get alerts when your score crosses that goal score.  If you have a score of 600 and your goal score at 650, you would not get an alert if you increase or decrease AT ALL unless you reached 650.  If you had a score of 600 and a goal score of 600, you would see any change.  If you had a score of 600 and a goal score of 550, you would not see any score change unless you dropped to 550 or below.