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what is the difference between Ultimate 3b & Premier 3b?

Regular Contributor

what is the difference between Ultimate 3b & Premier 3b?

Can I get updates on mortgage scores more frequently with one product as opposed to the other?

Message 1 of 8
7 REPLIES
Established Contributor

Re: what is the difference between Ultimate 3b & Premier 3b?


lakr58 wrote:

Can I get updates on mortgage scores more frequently with one product as opposed to the other?


Yes. Ultimate does an all-scores update quarterly. Premier does one monthly.  (And the pricing appears to be the same now, so...)

 

EQ8:844 TU8:845 EX8:850 (MyFico) - 2017-10-16
Message 2 of 8
Valued Contributor

Re: what is the difference between Ultimate 3b & Premier 3b?

Yikes...  Very confusing.  I just called MyFico Customer Support to inquire about switching from Ultimate to Premium.  Esentially, I was told it can't happen and politely told too bad.  I explained that I have been a paid subscriber for close to ten years (summer of 2008, if I am not mistaken), but still fell on deaf ears....   Very disappointing that they are offering new subscribers a much better deal and option than long term customers....   Smiley Sad

 

 

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
Dec 2017: EX8: 736; EQ8: 736; TU8: 747; EQ04: 734 FICO 9 Scores about 50 points higher
In My Wallet: Discover $63.7K; Cap1 Venture $36.7K; Amex ED $38K; Amex Optima $12.5K; Amex Delta Gold $15K; Cap1 Plat $8.4K; Barclay $7K; Citi TY Pref $13K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $209.8K
My UTIL: Less than 1% - Only allow about $10 a month to report, on one account. .
Message 3 of 8
Regular Contributor

Re: what is the difference between Ultimate 3b & Premier 3b?

Just cancel the subscription you have. Then buy the plan you want. Thats what I did,, though I wasnt a customer for 10 years.  So then its the principal and it would be very discouraging.

Message 4 of 8
Valued Contributor

Re: what is the difference between Ultimate 3b & Premier 3b?

Hello!

I was going to try that route, however Premier does not even show as an option under my account. When I called, the rep advised me that if there was no link within my account then that means my account is not eligible.

You are correct, it is the principal of how it was handled that bothered me more than anything else. Smiley Sad

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
Dec 2017: EX8: 736; EQ8: 736; TU8: 747; EQ04: 734 FICO 9 Scores about 50 points higher
In My Wallet: Discover $63.7K; Cap1 Venture $36.7K; Amex ED $38K; Amex Optima $12.5K; Amex Delta Gold $15K; Cap1 Plat $8.4K; Barclay $7K; Citi TY Pref $13K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $209.8K
My UTIL: Less than 1% - Only allow about $10 a month to report, on one account. .
Message 5 of 8
Moderator

Re: what is the difference between Ultimate 3b & Premier 3b?


EW800 wrote:
Hello!

I was going to try that route, however Premier does not even show as an option under my account. When I called, the rep advised me that if there was no link within my account then that means my account is not eligible.

You are correct, it is the principal of how it was handled that bothered me more than anything else. Smiley Sad


If you cancelled then you wouldn't have an account and I'm sure the Premier option would show up.  I think I'll have to look into this as well.

Message 6 of 8
Valued Contributor

Re: what is the difference between Ultimate 3b & Premier 3b?

Please let me know if it works for you, Irish!

I may trying cancelling or calling another rep tomorrow. I've always been impressed by MyFICO's service, however sure unimpressed this time.

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
Dec 2017: EX8: 736; EQ8: 736; TU8: 747; EQ04: 734 FICO 9 Scores about 50 points higher
In My Wallet: Discover $63.7K; Cap1 Venture $36.7K; Amex ED $38K; Amex Optima $12.5K; Amex Delta Gold $15K; Cap1 Plat $8.4K; Barclay $7K; Citi TY Pref $13K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $209.8K
My UTIL: Less than 1% - Only allow about $10 a month to report, on one account. .
Message 7 of 8
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Regular Contributor

Re: what is the difference between Ultimate 3b & Premier 3b?

Message 8 of 8