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User Guidelines & General Information
Latest Topic - Update Regarding Inactive Accounts
Latest Post - Update Regarding Inactive Accounts
| 19 Posts | 08-07-2023 09:23 AM | |
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Community Feature FAQ's
Latest Topic - Tag/@mention implementation
Latest Post - Re: Beta Tag/@mention implementation
| 62 Posts | 12-12-2018 10:11 AM | |
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Take the myFICO Fitness Challenge!
Latest Topic - June 2025 - Check In Thread
Latest Post - Re: June 2025 - Check In Thread
| 7299 Posts | 06-17-2025 03:39 AM |
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Understanding FICO® Scoring
The FICO Score is the credit score used by 90% of top lenders, so it’s an important part of your credit picture. Here’s your place to ask all of your FICO Score questions, get support on reaching your score goals and help others!
Latest Topic - Credit age and Fico
Latest Post - Re: Credit Mix Optimization - Charge Card?
| 191986 Posts | 06-20-2025 12:35 PM | |
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General Credit Topics
Can’t find a place for your credit question? This is the board for you. Topics include credit reports, identity fraud and more.
Latest Topic - Chase charge dispute
Latest Post - Re: Really Need Some Good Advice In A Hurry
| 304885 Posts | 06-19-2025 02:14 PM | |
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Credit in the News
Credit in the news could signify updates in your credit picture or rights as a consumer. Post news links here and discuss.
Latest Topic - How to deal with debt collectors
Latest Post - How to deal with debt collectors
| 27775 Posts | 06-20-2025 09:35 AM | |
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Relationships and Money
It’s pretty simple—here you can discuss how money impacts relationships and how relationships impact money. Topics include divorce and credit, budgeting in a relationship and more.
Latest Topic - Revoccable Power of Attorney and Will
Latest Post - Re: Revoccable Power of Attorney and Will
| 8148 Posts | 06-03-2025 05:59 PM | |
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Personal Finance
This Personal Finance board is your place to discuss personal finance topics that don't fit in the other boards. Things like: retirement, banking, budgeting, personal loans, and credit card debt.
Latest Topic - Personal loan + credit card total credit exposure
Latest Post - Re: Personal loan + credit card total credit expos...
| 257372 Posts | 06-19-2025 07:17 PM |
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Credit Cards
The credit cards board is your place to discuss many different credit card-related topics ranging from credit card basics to reward structures and everything in between. If you're interested in talking about credit card applications, check out the credit card application board!
Latest Topic - How Many Credit Cards? Another Angle ...
Latest Post - Re: American Express To Make Changes To Personal &...
| 1719046 Posts | 06-20-2025 12:45 PM | |
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Credit Card Applications
Applying for a credit card can be exciting, frustrating, stressful or enjoyable. This is your board to chat about the application process, denials and more.
Latest Topic - AmEx CLI Denial
Latest Post - Re: Amex app huge glitch, be careful
| 300587 Posts | 06-20-2025 12:23 PM | |
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Credit Card Approvals
Getting approved for a new credit card can be so exciting, you want to tell the world about it. This is your place to do just that. Tell us about your credit card approvals!
Latest Topic - Amex BCE 4K CLI Success
Latest Post - Re: Chase Prime Visa Approval - $15k SL
| 858872 Posts | 06-20-2025 08:27 AM | |
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Mortgage Loans
This is the place to share mortgage and home equity loan information. Topics include how mortgages affect your FICO Score, applying for loans, understanding different terms and more.
Latest Topic - How much do you think this will boost my mortgage ...
Latest Post - Re: MORTGAGE LOAN APPROVAL ANXIETY
| 257941 Posts | 06-19-2025 06:26 PM | |
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Auto Loans
It’s always helpful to get a little advice before committing to an auto loan. From loans, leases, approvals and terms, this is your board to talk everything auto loans.
Latest Topic - Order of Operations car financing
Latest Post - Re: Experian Auto Score (8) 100 pts Lower Than TU ...
| 97191 Posts | 06-16-2025 09:24 PM | |
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Student Loans
This board is not only for students and prospective college students but also for parents, student loan lenders and others interested in the rapidly changing world of student lending.
Latest Topic - Student loans in the news again
Latest Post - Re: Defaulted on perkins loan, now in collection, ...
| 28004 Posts | 06-18-2025 11:36 PM | |
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Business Credit
How does business credit differ from personal credit? What are the best business cards to get? What should you know about financing a new business? Get answers to these questions and more!
Latest Topic - Closing AMEX LOC Shortly After Opening
Latest Post - Re: Closing AMEX LOC Shortly After Opening
| 49942 Posts | 06-20-2025 11:48 AM |
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Rebuilding Your Credit
Hard times happen and sometimes your credit suffers, but you can rebuild it over time. Find support, ask questions and help others with their credit rebuilding questions.
Latest Topic - CCS medical collection $1400. How should I handle ...
Latest Post - Re: Mortgage lender FICO Score goal
| 658562 Posts | 06-20-2025 11:40 AM | |
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Bankruptcy
You can recover from bankruptcy with hard work and support. This is the place to discuss reestablishing a good credit history, the effects of filing for bankruptcy, when you should consider bankruptcy and more.
Latest Topic - Car Loans Posting "Late Payments" after discharge
Latest Post - Re: BK& - Capital One (NEED HELP)
| 85594 Posts | 06-19-2025 07:22 PM |
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Credit Cards
The credit cards board is your place to discuss many different credit card-related topics ranging from credit card basics to reward structures and everything in between. If you're interested in talking about credit card applications, check out the credit card application board!
Latest Topic - How Many Credit Cards? Another Angle ...
Latest Post - Re: American Express To Make Changes To Personal &...
| 1719046 Posts | 129 Posts | |
Credit Card Approvals
Getting approved for a new credit card can be so exciting, you want to tell the world about it. This is your place to do just that. Tell us about your credit card approvals!
Latest Topic - Amex BCE 4K CLI Success
Latest Post - Re: Chase Prime Visa Approval - $15k SL
| 858872 Posts | 54 Posts |