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User Guidelines & General Information
Latest Topic - The New 'How to Report Inappropriate Content' Guid...
Latest Post - The New 'How to Report Inappropriate Content' Guid...
| 20 Posts | 09-16-2025 01:25 AM | |
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Community Feature FAQ's
Latest Topic - Tag/@mention implementation
Latest Post - Re: Beta Tag/@mention implementation
| 62 Posts | 12-12-2018 10:11 AM | |
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7333
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Take the myFICO Fitness Challenge!
Latest Topic - December 2025 Check In Thread
Latest Post - Re: December 2025 Check In Thread
| 7333 Posts | 12-31-2025 10:03 PM |
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Understanding FICO® Scoring
The FICO Score is the credit score used by 90% of top lenders, so it’s an important part of your credit picture. Here’s your place to ask all of your FICO Score questions, get support on reaching your score goals and help others!
Latest Topic - 97 Point Gain on Vantagescore 4.0 After Last Burea...
Latest Post - Re: Volatility
| 194399 Posts | 09-13-2026 05:14 PM | |
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306804
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General Credit Topics
Can’t find a place for your credit question? This is the board for you. Topics include credit reports, identity fraud and more.
Latest Topic - PRA help needed!
Latest Post - Re: 10 year old Illinois judgements
| 306804 Posts | 09-14-2026 02:16 PM | |
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28749
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Credit in the News
Credit in the news could signify updates in your credit picture or rights as a consumer. Post news links here and discuss.
Latest Topic - Fannie Mae Freddie Mac Vantage score roll out upda...
Latest Post - Re: Fannie Mae Freddie Mac Vantage score roll out ...
| 28749 Posts | 09-11-2026 11:46 AM | |
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8285
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Relationships and Money
It’s pretty simple—here you can discuss how money impacts relationships and how relationships impact money. Topics include divorce and credit, budgeting in a relationship and more.
Latest Topic - Divorce and splitting finances.
Latest Post - Re: Daughter and her husband
| 8285 Posts | 07-11-2026 07:16 PM | |
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Personal Finance
This Personal Finance board is your place to discuss personal finance topics that don't fit in the other boards. Things like: retirement, banking, budgeting, personal loans, and credit card debt.
Latest Topic - Worthy Property Bonds at 6.5% — How Long Would You...
Latest Post - Re: Worthy Property Bonds at 6.5% — How Long Would...
| 259812 Posts | 09-14-2026 02:27 PM |
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Credit Cards
The credit cards board is your place to discuss many different credit card-related topics ranging from credit card basics to reward structures and everything in between. If you're interested in talking about credit card applications, check out the credit card application board!
Latest Topic - Fraud on a new card for the first time.
Latest Post - Re: Best card types for growing overall credit lim...
| 1732453 Posts | 09-14-2026 03:20 PM | |
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Credit Card Applications
Applying for a credit card can be exciting, frustrating, stressful or enjoyable. This is your board to chat about the application process, denials and more.
Latest Topic - How do bureau freezes interact with new applicatio...
Latest Post - Re: Hi, I’d like to apply for a Citi card. Which o...
| 303503 Posts | 09-14-2026 11:27 AM | |
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867004
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Credit Card Approvals
Getting approved for a new credit card can be so exciting, you want to tell the world about it. This is your place to do just that. Tell us about your credit card approvals!
Latest Topic - Target CLI after 3 years
Latest Post - Re: Back in with Discover!!Approved 🫣
| 867004 Posts | 09-14-2026 03:10 PM | |
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258506
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Mortgage Loans
This is the place to share mortgage and home equity loan information. Topics include how mortgages affect your FICO Score, applying for loans, understanding different terms and more.
Latest Topic - LoanCare sold my mortgage to Truist
Latest Post - Re: LoanCare sold my mortgage to Truist
| 258506 Posts | 09-01-2026 02:58 PM | |
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97607
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Auto Loans
It’s always helpful to get a little advice before committing to an auto loan. From loans, leases, approvals and terms, this is your board to talk everything auto loans.
Latest Topic - general refinancing question
Latest Post - Re: general refinancing question
| 97607 Posts | 09-14-2026 03:11 PM | |
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28065
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Student Loans
This board is not only for students and prospective college students but also for parents, student loan lenders and others interested in the rapidly changing world of student lending.
Latest Topic - Are Student Loans Still the Best Option for Fundin...
Latest Post - Re: Are Student Loans Still the Best Option for Fu...
| 28065 Posts | 08-28-2026 07:33 PM | |
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51101
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Business Credit
How does business credit differ from personal credit? What are the best business cards to get? What should you know about financing a new business? Get answers to these questions and more!
Latest Topic - does anyone have a recommendation for a business c...
Latest Post - Re: US bank amazon card - central billing vs indiv...
| 51101 Posts | 09-13-2026 10:23 PM |
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Rebuilding Your Credit
Hard times happen and sometimes your credit suffers, but you can rebuild it over time. Find support, ask questions and help others with their credit rebuilding questions.
Latest Topic - HELP! Chargeoffs delinquent accounts - how will Am...
Latest Post - Re: HELP! Chargeoffs delinquent accounts - how wil...
| 660484 Posts | 09-13-2026 07:03 PM | |
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Bankruptcy
You can recover from bankruptcy with hard work and support. This is the place to discuss reestablishing a good credit history, the effects of filing for bankruptcy, when you should consider bankruptcy and more.
Latest Topic - Early Exclusion of Chapter 7 BK
Latest Post - Re: Chapter 7, asking TU for Early Exclusion
| 86248 Posts | 09-13-2026 08:15 AM |
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Credit Cards
The credit cards board is your place to discuss many different credit card-related topics ranging from credit card basics to reward structures and everything in between. If you're interested in talking about credit card applications, check out the credit card application board!
Latest Topic - Fraud on a new card for the first time.
Latest Post - Re: Best card types for growing overall credit lim...
| 1732453 Posts | 35 Posts | |
Credit Card Approvals
Getting approved for a new credit card can be so exciting, you want to tell the world about it. This is your place to do just that. Tell us about your credit card approvals!
Latest Topic - Target CLI after 3 years
Latest Post - Re: Back in with Discover!!Approved 🫣
| 867004 Posts | 31 Posts |