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User Guidelines & General Information
Latest Topic - The New 'How to Report Inappropriate Content' Guid...
Latest Post - The New 'How to Report Inappropriate Content' Guid...
| 20 Posts | 09-16-2025 01:25 AM | |
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Community Feature FAQ's
Latest Topic - Tag/@mention implementation
Latest Post - Re: Beta Tag/@mention implementation
| 62 Posts | 12-12-2018 10:11 AM | |
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7333
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Take the myFICO Fitness Challenge!
Latest Topic - December 2025 Check In Thread
Latest Post - Re: December 2025 Check In Thread
| 7333 Posts | 12-31-2025 10:03 PM |
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Understanding FICO® Scoring
The FICO Score is the credit score used by 90% of top lenders, so it’s an important part of your credit picture. Here’s your place to ask all of your FICO Score questions, get support on reaching your score goals and help others!
Latest Topic - "Balance Not Reported" versus "$0" For Account Bal...
Latest Post - Re: FICO score plummets 37 points with zero balanc...
| 194347 Posts | 09-05-2026 10:18 PM | |
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306780
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General Credit Topics
Can’t find a place for your credit question? This is the board for you. Topics include credit reports, identity fraud and more.
Latest Topic - Hello
Latest Post - Re: Hello
| 306780 Posts | 09-05-2026 07:27 PM | |
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28741
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Credit in the News
Credit in the news could signify updates in your credit picture or rights as a consumer. Post news links here and discuss.
Latest Topic - Fannie Mae Freddie Mac Vantage score roll out upda...
Latest Post - Re: Fannie Mae Freddie Mac Vantage score roll out ...
| 28741 Posts | 09-04-2026 03:28 PM | |
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8285
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Relationships and Money
It’s pretty simple—here you can discuss how money impacts relationships and how relationships impact money. Topics include divorce and credit, budgeting in a relationship and more.
Latest Topic - Divorce and splitting finances.
Latest Post - Re: Daughter and her husband
| 8285 Posts | 07-11-2026 07:16 PM | |
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Personal Finance
This Personal Finance board is your place to discuss personal finance topics that don't fit in the other boards. Things like: retirement, banking, budgeting, personal loans, and credit card debt.
Latest Topic - Gift Cards
Latest Post - Re: I left Pelican CU and switched to Premier Amer...
| 259786 Posts | 09-05-2026 07:07 PM |
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Credit Cards
The credit cards board is your place to discuss many different credit card-related topics ranging from credit card basics to reward structures and everything in between. If you're interested in talking about credit card applications, check out the credit card application board!
Latest Topic - Cards that you rarely use and the penalties
Latest Post - Re: Cards that you rarely use and the penalties
| 1732287 Posts | 09-06-2026 01:53 AM | |
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Credit Card Applications
Applying for a credit card can be exciting, frustrating, stressful or enjoyable. This is your board to chat about the application process, denials and more.
Latest Topic - Citi Mobile Gas Card Backdoor #
Latest Post - Citi Mobile Gas Card Backdoor #
| 303483 Posts | 09-04-2026 11:38 AM | |
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Credit Card Approvals
Getting approved for a new credit card can be so exciting, you want to tell the world about it. This is your place to do just that. Tell us about your credit card approvals!
Latest Topic - NFCU Flagship Rewards VISA Application
Latest Post - Re: NFCU Flagship Rewards VISA Application
| 866861 Posts | 09-05-2026 08:48 PM | |
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258506
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Mortgage Loans
This is the place to share mortgage and home equity loan information. Topics include how mortgages affect your FICO Score, applying for loans, understanding different terms and more.
Latest Topic - LoanCare sold my mortgage to Truist
Latest Post - Re: LoanCare sold my mortgage to Truist
| 258506 Posts | 09-01-2026 02:58 PM | |
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Auto Loans
It’s always helpful to get a little advice before committing to an auto loan. From loans, leases, approvals and terms, this is your board to talk everything auto loans.
Latest Topic - How likely is an approval for a new VW lease with ...
Latest Post - Re: How likely is an approval for a new VW lease w...
| 97600 Posts | 08-27-2026 07:49 AM | |
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28065
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Student Loans
This board is not only for students and prospective college students but also for parents, student loan lenders and others interested in the rapidly changing world of student lending.
Latest Topic - Are Student Loans Still the Best Option for Fundin...
Latest Post - Re: Are Student Loans Still the Best Option for Fu...
| 28065 Posts | 08-28-2026 07:33 PM | |
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51088
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Business Credit
How does business credit differ from personal credit? What are the best business cards to get? What should you know about financing a new business? Get answers to these questions and more!
Latest Topic - does anyone have the us bank amazon card payee add...
Latest Post - Re: looking forward to build my business credits
| 51088 Posts | 09-04-2026 11:46 AM |
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Rebuilding Your Credit
Hard times happen and sometimes your credit suffers, but you can rebuild it over time. Find support, ask questions and help others with their credit rebuilding questions.
Latest Topic - 4.5 Years into rebuild and it's looking good!
Latest Post - Re: 22-year-old rebuilding credit — stuck at a 630...
| 660463 Posts | 09-05-2026 01:41 PM | |
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Bankruptcy
You can recover from bankruptcy with hard work and support. This is the place to discuss reestablishing a good credit history, the effects of filing for bankruptcy, when you should consider bankruptcy and more.
Latest Topic - Early Exclusion of Chapter 7 BK
Latest Post - Re: Bankruptcy from 12/30/2026 question
| 86240 Posts | 09-04-2026 08:30 PM |
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Credit Card Approvals
Getting approved for a new credit card can be so exciting, you want to tell the world about it. This is your place to do just that. Tell us about your credit card approvals!
Latest Topic - NFCU Flagship Rewards VISA Application
Latest Post - Re: NFCU Flagship Rewards VISA Application
| 866861 Posts | 55 Posts | |
Credit Cards
The credit cards board is your place to discuss many different credit card-related topics ranging from credit card basics to reward structures and everything in between. If you're interested in talking about credit card applications, check out the credit card application board!
Latest Topic - Cards that you rarely use and the penalties
Latest Post - Re: Cards that you rarely use and the penalties
| 1732287 Posts | 27 Posts |