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User Guidelines & General Information
Latest Topic - The New 'How to Report Inappropriate Content' Guid...
Latest Post - The New 'How to Report Inappropriate Content' Guid...
| 20 Posts | 09-16-2025 01:25 AM | |
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Community Feature FAQ's
Latest Topic - Tag/@mention implementation
Latest Post - Re: Beta Tag/@mention implementation
| 62 Posts | 12-12-2018 10:11 AM | |
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Take the myFICO Fitness Challenge!
Latest Topic - December 2025 Check In Thread
Latest Post - Re: December 2025 Check In Thread
| 7333 Posts | 12-31-2025 10:03 PM |
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Understanding FICO® Scoring
The FICO Score is the credit score used by 90% of top lenders, so it’s an important part of your credit picture. Here’s your place to ask all of your FICO Score questions, get support on reaching your score goals and help others!
Latest Topic - Does 7 years of bad credit get better near the end...
Latest Post - Does 7 years of bad credit get better near the end...
| 194444 Posts | 10-19-2026 02:14 PM | |
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General Credit Topics
Can’t find a place for your credit question? This is the board for you. Topics include credit reports, identity fraud and more.
Latest Topic - what happens if a bank pulls two different sets of...
Latest Post - Re: WTH Happened?
| 306840 Posts | 10-18-2026 06:12 PM | |
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Credit in the News
Credit in the news could signify updates in your credit picture or rights as a consumer. Post news links here and discuss.
Latest Topic - World’s Biggest Banks 2026
Latest Post - Re: Bank of America Fined $1.2 Billion
| 28768 Posts | 10-16-2026 04:48 PM | |
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Relationships and Money
It’s pretty simple—here you can discuss how money impacts relationships and how relationships impact money. Topics include divorce and credit, budgeting in a relationship and more.
Latest Topic - Divorce and splitting finances.
Latest Post - Re: Daughter and her husband
| 8282 Posts | 07-11-2026 07:16 PM | |
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Personal Finance
This Personal Finance board is your place to discuss personal finance topics that don't fit in the other boards. Things like: retirement, banking, budgeting, personal loans, and credit card debt.
Latest Topic - Charles Schwab now has contactless Schwab One Brok...
Latest Post - Re: Charles Schwab now has contactless Schwab One ...
| 259900 Posts | 10-18-2026 02:29 PM |
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Credit Cards
The credit cards board is your place to discuss many different credit card-related topics ranging from credit card basics to reward structures and everything in between. If you're interested in talking about credit card applications, check out the credit card application board!
Latest Topic - Is it worth it to PC a no-AF Cap1 Venture card for...
Latest Post - Is it worth it to PC a no-AF Cap1 Venture card for...
| 1732901 Posts | 10-19-2026 01:31 PM | |
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Credit Card Applications
Applying for a credit card can be exciting, frustrating, stressful or enjoyable. This is your board to chat about the application process, denials and more.
Latest Topic - Looking for help joining Navy Federal (NFCU)
Latest Post - Re: Discover Back In After BK7 — Thanks, Capital O...
| 303610 Posts | 10-18-2026 10:44 AM | |
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Credit Card Approvals
Getting approved for a new credit card can be so exciting, you want to tell the world about it. This is your place to do just that. Tell us about your credit card approvals!
Latest Topic - Saks Fifth Avenue Mastercard SP CLI
Latest Post - Re: BCU CLI and graduate to Visa Signature Rewards
| 867277 Posts | 10-19-2026 02:05 PM | |
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Mortgage Loans
This is the place to share mortgage and home equity loan information. Topics include how mortgages affect your FICO Score, applying for loans, understanding different terms and more.
Latest Topic - How to find which bank owns the Covid relief lien?
Latest Post - Re: How to find which bank owns the Covid relief l...
| 258511 Posts | 10-14-2026 07:04 PM | |
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Auto Loans
It’s always helpful to get a little advice before committing to an auto loan. From loans, leases, approvals and terms, this is your board to talk everything auto loans.
Latest Topic - general refinancing question
Latest Post - Re: Burned BMWFS 7 years ago in BK CH7, forever bl...
| 97614 Posts | 09-30-2026 11:07 AM | |
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Student Loans
This board is not only for students and prospective college students but also for parents, student loan lenders and others interested in the rapidly changing world of student lending.
Latest Topic - Are Student Loans Still the Best Option for Fundin...
Latest Post - Re: RAP vs IBR July 2026: which one actually costs...
| 28066 Posts | 09-27-2026 10:44 PM | |
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Business Credit
How does business credit differ from personal credit? What are the best business cards to get? What should you know about financing a new business? Get answers to these questions and more!
Latest Topic - Barclays should have known hated them when I perso...
Latest Post - Re: US Bank Business Essential Approval 18k
| 51139 Posts | 10-19-2026 12:52 PM |
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Rebuilding Your Credit
Hard times happen and sometimes your credit suffers, but you can rebuild it over time. Find support, ask questions and help others with their credit rebuilding questions.
Latest Topic - I'm confused about my NFCU charge off, any help is...
Latest Post - Re: Nice surprise from Experian.
| 660471 Posts | 10-19-2026 06:29 AM | |
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Bankruptcy
You can recover from bankruptcy with hard work and support. This is the place to discuss reestablishing a good credit history, the effects of filing for bankruptcy, when you should consider bankruptcy and more.
Latest Topic - Two years post Chapter 7
Latest Post - Two years post Chapter 7
| 86263 Posts | 10-19-2026 11:50 AM |
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Credit Card Approvals
Getting approved for a new credit card can be so exciting, you want to tell the world about it. This is your place to do just that. Tell us about your credit card approvals!
Latest Topic - Saks Fifth Avenue Mastercard SP CLI
Latest Post - Re: BCU CLI and graduate to Visa Signature Rewards
| 867277 Posts | 42 Posts | |
Credit Cards
The credit cards board is your place to discuss many different credit card-related topics ranging from credit card basics to reward structures and everything in between. If you're interested in talking about credit card applications, check out the credit card application board!
Latest Topic - Is it worth it to PC a no-AF Cap1 Venture card for...
Latest Post - Is it worth it to PC a no-AF Cap1 Venture card for...
| 1732901 Posts | 41 Posts |