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User Guidelines & General Information
Latest Topic - The New 'How to Report Inappropriate Content' Guid...
Latest Post - The New 'How to Report Inappropriate Content' Guid...
| 20 Posts | 09-16-2025 01:25 AM | |
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Community Feature FAQ's
Latest Topic - Tag/@mention implementation
Latest Post - Re: Beta Tag/@mention implementation
| 62 Posts | 12-12-2018 10:11 AM | |
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7333
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Take the myFICO Fitness Challenge!
Latest Topic - December 2025 Check In Thread
Latest Post - Re: December 2025 Check In Thread
| 7333 Posts | 12-31-2025 10:03 PM |
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Understanding FICO® Scoring
The FICO Score is the credit score used by 90% of top lenders, so it’s an important part of your credit picture. Here’s your place to ask all of your FICO Score questions, get support on reaching your score goals and help others!
Latest Topic - TU Early Exclusion!
Latest Post - Re: Does Secured Card deposit amount matter
| 194515 Posts | 11-10-2026 07:45 AM | |
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306857
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General Credit Topics
Can’t find a place for your credit question? This is the board for you. Topics include credit reports, identity fraud and more.
Latest Topic - synchrony Middle of the month reporting crazy beh...
Latest Post - Re: synchrony Middle of the month reporting crazy...
| 306857 Posts | 11-09-2026 07:04 PM | |
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28768
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Credit in the News
Credit in the news could signify updates in your credit picture or rights as a consumer. Post news links here and discuss.
Latest Topic - World’s Biggest Banks 2026
Latest Post - Re: Bank of America Fined $1.2 Billion
| 28768 Posts | 10-16-2026 04:48 PM | |
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Relationships and Money
It’s pretty simple—here you can discuss how money impacts relationships and how relationships impact money. Topics include divorce and credit, budgeting in a relationship and more.
Latest Topic - How Can Couples Build Better Financial Habits Toge...
Latest Post - Re: Any truth in this concept?
| 8289 Posts | 11-09-2026 04:22 PM | |
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Personal Finance
This Personal Finance board is your place to discuss personal finance topics that don't fit in the other boards. Things like: retirement, banking, budgeting, personal loans, and credit card debt.
Latest Topic - American Consumer Counsel Update 19
Latest Post - Re: American Consumer Counsel Update 19
| 259961 Posts | 11-09-2026 09:23 PM |
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Credit Cards
The credit cards board is your place to discuss many different credit card-related topics ranging from credit card basics to reward structures and everything in between. If you're interested in talking about credit card applications, check out the credit card application board!
Latest Topic - Check out your Cap One "Bonus" Offers
Latest Post - Re: Check out your Cap One "Bonus" Offers
| 1733238 Posts | 11-10-2026 07:10 AM | |
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Credit Card Applications
Applying for a credit card can be exciting, frustrating, stressful or enjoyable. This is your board to chat about the application process, denials and more.
Latest Topic - Bilt Palladium approval
Latest Post - Re: AMEX still won't forgive since 2011.
| 303733 Posts | 11-09-2026 06:52 PM | |
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Credit Card Approvals
Getting approved for a new credit card can be so exciting, you want to tell the world about it. This is your place to do just that. Tell us about your credit card approvals!
Latest Topic - Rakuten AMEX Approved!
Latest Post - Re: WF Active Cash CLI 125k -> 250k
| 867570 Posts | 11-10-2026 07:34 AM | |
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Mortgage Loans
This is the place to share mortgage and home equity loan information. Topics include how mortgages affect your FICO Score, applying for loans, understanding different terms and more.
Latest Topic - When does a mortgage recast make sense?
Latest Post - Re: When does a mortgage recast make sense?
| 258514 Posts | 11-01-2026 05:02 PM | |
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Auto Loans
It’s always helpful to get a little advice before committing to an auto loan. From loans, leases, approvals and terms, this is your board to talk everything auto loans.
Latest Topic - BMW Motorcycle Financing
Latest Post - BMW Motorcycle Financing
| 97616 Posts | 11-02-2026 06:08 PM | |
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28066
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Student Loans
This board is not only for students and prospective college students but also for parents, student loan lenders and others interested in the rapidly changing world of student lending.
Latest Topic - Are Student Loans Still the Best Option for Fundin...
Latest Post - Re: RAP vs IBR July 2026: which one actually costs...
| 28066 Posts | 09-27-2026 10:44 PM | |
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Business Credit
How does business credit differ from personal credit? What are the best business cards to get? What should you know about financing a new business? Get answers to these questions and more!
Latest Topic - Approved: Amex Business Line of Credit $10k @ 18 M...
Latest Post - Re: Amex Business Cash and Intuit Two new Biz card...
| 51177 Posts | 11-08-2026 09:28 AM |
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Rebuilding Your Credit
Hard times happen and sometimes your credit suffers, but you can rebuild it over time. Find support, ask questions and help others with their credit rebuilding questions.
Latest Topic - Need advice about a charged off account
Latest Post - Re: Need advice about a charged off account
| 660510 Posts | 11-10-2026 07:20 AM | |
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Bankruptcy
You can recover from bankruptcy with hard work and support. This is the place to discuss reestablishing a good credit history, the effects of filing for bankruptcy, when you should consider bankruptcy and more.
Latest Topic - Equifax auto deleted bankruptcy 2 months early
Latest Post - Re: Equifax auto deleted bankruptcy 2 months early
| 86270 Posts | 11-10-2026 07:22 AM |
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Credit Card Approvals
Getting approved for a new credit card can be so exciting, you want to tell the world about it. This is your place to do just that. Tell us about your credit card approvals!
Latest Topic - Rakuten AMEX Approved!
Latest Post - Re: WF Active Cash CLI 125k -> 250k
| 867570 Posts | 54 Posts | |
Credit Cards
The credit cards board is your place to discuss many different credit card-related topics ranging from credit card basics to reward structures and everything in between. If you're interested in talking about credit card applications, check out the credit card application board!
Latest Topic - Check out your Cap One "Bonus" Offers
Latest Post - Re: Check out your Cap One "Bonus" Offers
| 1733238 Posts | 43 Posts |