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User Guidelines & General Information
Latest Topic - The New 'How to Report Inappropriate Content' Guid...
Latest Post - The New 'How to Report Inappropriate Content' Guid...
| 20 Posts | 09-16-2025 01:25 AM | |
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Community Feature FAQ's
Latest Topic - Tag/@mention implementation
Latest Post - Re: Beta Tag/@mention implementation
| 62 Posts | 12-12-2018 10:11 AM | |
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7333
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Take the myFICO Fitness Challenge!
Latest Topic - December 2025 Check In Thread
Latest Post - Re: December 2025 Check In Thread
| 7333 Posts | 12-31-2025 10:03 PM |
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Understanding FICO® Scoring
The FICO Score is the credit score used by 90% of top lenders, so it’s an important part of your credit picture. Here’s your place to ask all of your FICO Score questions, get support on reaching your score goals and help others!
Latest Topic - Discover Card Fico summary confusion
Latest Post - Re: How long does it take before your profile hits...
| 193946 Posts | 07-30-2026 09:17 PM | |
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306709
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General Credit Topics
Can’t find a place for your credit question? This is the board for you. Topics include credit reports, identity fraud and more.
Latest Topic - VS 5.0?
Latest Post - Re: EQ how to print full report from myEquifax.com...
| 306709 Posts | 07-31-2026 10:12 AM | |
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28713
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Credit in the News
Credit in the news could signify updates in your credit picture or rights as a consumer. Post news links here and discuss.
Latest Topic - How the Apple/Klarna Lease Actually Works
Latest Post - Re: How the Apple/Klarna Lease Actually Works
| 28713 Posts | 07-30-2026 05:43 PM | |
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8285
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Relationships and Money
It’s pretty simple—here you can discuss how money impacts relationships and how relationships impact money. Topics include divorce and credit, budgeting in a relationship and more.
Latest Topic - Divorce and splitting finances.
Latest Post - Re: Daughter and her husband
| 8285 Posts | 07-11-2026 07:16 PM | |
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259713
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Personal Finance
This Personal Finance board is your place to discuss personal finance topics that don't fit in the other boards. Things like: retirement, banking, budgeting, personal loans, and credit card debt.
Latest Topic - Ringfencing the rent.
Latest Post - Re: Checking account SUB recommendations
| 259713 Posts | 07-31-2026 06:57 AM |
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Credit Cards
The credit cards board is your place to discuss many different credit card-related topics ranging from credit card basics to reward structures and everything in between. If you're interested in talking about credit card applications, check out the credit card application board!
Latest Topic - Citi MC Interest rate, ouch!
Latest Post - Citi MC Interest rate, ouch!
| 1731633 Posts | 07-31-2026 09:58 AM | |
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Credit Card Applications
Applying for a credit card can be exciting, frustrating, stressful or enjoyable. This is your board to chat about the application process, denials and more.
Latest Topic - Citi bank bank approval odds
Latest Post - Re: Citi bank bank approval odds
| 303412 Posts | 07-30-2026 12:17 PM | |
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Credit Card Approvals
Getting approved for a new credit card can be so exciting, you want to tell the world about it. This is your place to do just that. Tell us about your credit card approvals!
Latest Topic - AMEX 3X CLI FROM $3800 TO $11,400
Latest Post - Re: AMEX 3X CLI FROM $3800 TO $11,400
| 866429 Posts | 07-31-2026 07:17 AM | |
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258489
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Mortgage Loans
This is the place to share mortgage and home equity loan information. Topics include how mortgages affect your FICO Score, applying for loans, understanding different terms and more.
Latest Topic - NF vs SECU HELOC & when do they check credit?
Latest Post - Re: NF vs SECU HELOC & when do they check credit?
| 258489 Posts | 07-29-2026 08:33 PM | |
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Auto Loans
It’s always helpful to get a little advice before committing to an auto loan. From loans, leases, approvals and terms, this is your board to talk everything auto loans.
Latest Topic - Terrible credit and need a car = Carmax!
Latest Post - Re: Terrible credit and need a car = Carmax!
| 97583 Posts | 07-11-2026 09:53 AM | |
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28061
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Student Loans
This board is not only for students and prospective college students but also for parents, student loan lenders and others interested in the rapidly changing world of student lending.
Latest Topic - Student loan payment buyback
Latest Post - Student loan payment buyback
| 28061 Posts | 07-12-2026 07:03 PM | |
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51017
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Business Credit
How does business credit differ from personal credit? What are the best business cards to get? What should you know about financing a new business? Get answers to these questions and more!
Latest Topic - Cross River Bank reports PG's for Commerical Loans...
Latest Post - Re: Amex Business Platinum 300k Approval
| 51017 Posts | 07-31-2026 04:34 AM |
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Rebuilding Your Credit
Hard times happen and sometimes your credit suffers, but you can rebuild it over time. Find support, ask questions and help others with their credit rebuilding questions.
Latest Topic - Midland Credit letter received for old debt
Latest Post - Re: Midland Credit letter received for old debt
| 660394 Posts | 07-31-2026 08:01 AM | |
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86218
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Bankruptcy
You can recover from bankruptcy with hard work and support. This is the place to discuss reestablishing a good credit history, the effects of filing for bankruptcy, when you should consider bankruptcy and more.
Latest Topic - Do I still pay the law firm or no?
Latest Post - Re: Chapter 7, asking TU for Early Exclusion
| 86218 Posts | 07-28-2026 09:18 PM |
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Credit Cards
The credit cards board is your place to discuss many different credit card-related topics ranging from credit card basics to reward structures and everything in between. If you're interested in talking about credit card applications, check out the credit card application board!
Latest Topic - Citi MC Interest rate, ouch!
Latest Post - Citi MC Interest rate, ouch!
| 1731633 Posts | 57 Posts | |
Understanding FICO® Scoring
The FICO Score is the credit score used by 90% of top lenders, so it’s an important part of your credit picture. Here’s your place to ask all of your FICO Score questions, get support on reaching your score goals and help others!
Latest Topic - Discover Card Fico summary confusion
Latest Post - Re: How long does it take before your profile hits...
| 193946 Posts | 52 Posts |