topic Re: SUCCESS!! in Credit Card Approvals

SUCCESS!!

b1gr3dmachin3 — Thu, 11 Jul 2013 22:45:24 GMT

So after all the helpful advice I have received from these forums, I decided to go ahead and pull the trigger. Here is what I did.

BoA Cash Rewards CLI $700 ---> $2500 insta approved

Discover It ---> approved for $2500

Citi Forward ---> approved for $2500

I had to call Discover and Citi to verify some information but it took less than 2 mins for each one. I am beyond excited right now and it just shows you hard work and effort sometimes does payoff! Couldn't have done it without all the people who helped steer me in the right direction from this forum, so THANK YOU very much everyone!

I plan to be in the garden till the end of the year and then I might apply for Chase Freedom and an Amex card.

Before my spree, myfico score was 719, so we'll see how much it drops after the inqs.

Re: SUCCESS!!

Anonymous — Thu, 11 Jul 2013 22:56:48 GMT

Congrats! Thats awesome! People seem to love the Citi Forward, but I am not sure how I feel about thankyou points. I was offered to convert my dividend to the forward but...

Garden a bit, and get that Chase!

Re: SUCCESS!!

dodgerslv — Thu, 11 Jul 2013 22:58:49 GMT

@b1gr3dmachin3 wrote:
So after all the helpful advice I have received from these forums, I decided to go ahead and pull the trigger. Here is what I did.

BoA Cash Rewards CLI $700 ---> $2500 insta approved
Discover It ---> approved for $2500
Citi Forward ---> approved for $2500

I had to call Discover and Citi to verify some information but it took less than 2 mins for each one. I am beyond excited right now and it just shows you hard work and effort sometimes does payoff! Couldn't have done it without all the people who helped steer me in the right direction from this forum, so THANK YOU very much everyone!

I plan to be in the garden till the end of the year and then I might apply for Chase Freedom and an Amex card.

Before my spree, myfico score was 719, so we'll see how much it drops after the inqs.

Congrats on the CLI and approvals!!!

Re: SUCCESS!!

djc1puno — Thu, 11 Jul 2013 23:04:39 GMT

Congrats on ur success!

Re: SUCCESS!!

09Lexie — Thu, 11 Jul 2013 23:13:27 GMT

Well done! I am glad you took all the helpful advice you received!

Congrats

Re: SUCCESS!!

b1gr3dmachin3 — Thu, 11 Jul 2013 23:41:31 GMT

Thank you all, I am soooo happy and excited!!!

Re: SUCCESS!!

Anonymous — Thu, 11 Jul 2013 23:46:16 GMT

Grats!

Re: SUCCESS!!

b1gr3dmachin3 — Thu, 11 Jul 2013 23:59:47 GMT

@Anonymous wrote:
Grats!

Thanks enharu, you were a big help to me

Re: SUCCESS!!

knoregs — Fri, 12 Jul 2013 00:16:18 GMT

Congrats!

~kn

Re: SUCCESS!!

Anonymous — Fri, 12 Jul 2013 00:21:09 GMT

CONGRATULATIONS!

I'm so glad that you were 3/3! You've got some great cards and some nice limits to boot!

See ya in the garden

Re: SUCCESS!!

b1gr3dmachin3 — Fri, 12 Jul 2013 00:26:29 GMT

@Anonymous wrote:
CONGRATULATIONS!

I'm so glad that you were 3/3! You've got some great cards and some nice limits to boot!

See ya in the garden

Thank you! I was very pleased with the limits as well, more than I was expecting!!

Re: SUCCESS!!

lhcole77 — Fri, 12 Jul 2013 01:27:28 GMT

Yay!

Re: SUCCESS!!

MsLadyRover — Fri, 12 Jul 2013 13:19:44 GMT

Congratulations!

Re: SUCCESS!!

b1gr3dmachin3 — Fri, 12 Jul 2013 18:22:12 GMT

Thank you very much!!

Re: SUCCESS!!

wallyworld123 — Fri, 12 Jul 2013 18:28:14 GMT

Congrats very happy for you

Re: SUCCESS!!

b1gr3dmachin3 — Fri, 12 Jul 2013 19:27:48 GMT

Thanks wally

Re: SUCCESS!!

Anonymous — Fri, 12 Jul 2013 20:00:07 GMT

Good job!! Congrats on those CLI's!!

Re: SUCCESS!!

b1gr3dmachin3 — Fri, 12 Jul 2013 21:13:30 GMT

@Anonymous wrote:
Good job!! Congrats on those CLI's!!

Thanks! So just checked, and my fico score dropped from 719 to 697 from the inq's.

Re: SUCCESS!!

09Lexie — Fri, 12 Jul 2013 21:17:10 GMT

And it will drop again once the new accts hit. Don't worry it will rebound with some gardening.

Re: SUCCESS!!

b1gr3dmachin3 — Fri, 12 Jul 2013 21:20:19 GMT

@09Lexie wrote:
And it will drop again once the new accts hit. Don't worry it will rebound with some gardening.

Thanks, yeah I know. It was expected but just sad to see it drop haha! But I know it will drop in the short term but will be very beneficial for me in the long term