topic Re: Citi TY Prefered Approved in Credit Card Approvals

Citi TY Prefered Approved

migliogiorni — Sun, 14 Jul 2013 07:19:39 GMT

Recieved a targeted offer for 20k TY points after 1k spend in 3 mo's. Instant approval, they matched my highest limit of 5k. 10 Inq's on Ex and a score of 712. My relationship with them defenitely helped me get this one. Was hoping for a higher limit but oh well.

Re: Citi TY Prefered Approved

Anonymous — Sun, 14 Jul 2013 07:40:26 GMT

Congrats!

Re: Citi TY Prefered Approved

armbenderc — Sun, 14 Jul 2013 11:31:01 GMT

Very nice they send me one with 11.99 apr after promo. 09Lexie is watching me so there is nothing I can do.

Re: Citi TY Prefered Approved

youngandcreditwrthy — Sun, 14 Jul 2013 16:46:57 GMT

Haha@armbender: lexie is indeed watching us 😳

Re: Citi TY Prefered Approved

Anonymous — Sun, 14 Jul 2013 16:54:17 GMT

Congrats!!! @ armbenderc...09Lexie hasn't posted here in the last few minutes. Maybe she ran to the store for something. Now's your chance...go for it but...HURRY!!!

Re: Citi TY Prefered Approved

myjourney — Sun, 14 Jul 2013 17:20:27 GMT

@migliogiorni wrote:
Recieved a targeted offer for 20k TY points after 1k spend in 3 mo's. Instant approval, they matched my highest limit of 5k. 10 Inq's on Ex and a score of 712. My relationship with them defenitely helped me get this one. Was hoping for a higher limit but oh well.

Congrats and the card will grow with you

Re: Citi TY Prefered Approved

youngandcreditwrthy — Sun, 14 Jul 2013 17:38:32 GMT

Congrats!

Bahaha... The card may grow with you or Chiti may Chut you down. At least they did me, but I suppose they had reason-"too many open credit accounts"
Gardening time?
😳😝

Re: Citi TY Prefered Approved

Express — Sun, 14 Jul 2013 18:24:35 GMT

@migliogiorni wrote:
Recieved a targeted offer for 20k TY points after 1k spend in 3 mo's. Instant approval, they matched my highest limit of 5k. 10 Inq's on Ex and a score of 712. My relationship with them defenitely helped me get this one. Was hoping for a higher limit but oh well.

Congrats! It's a nice card to have

Re: Citi TY Preferred Approved

TrueGeminiNC — Fri, 19 Jul 2013 21:31:53 GMT

@migliogiorni wrote:
Recieved a targeted offer for 20k TY points after 1k spend in 3 mo's. Instant approval, they matched my highest limit of 5k. 10 Inq's on Ex and a score of 712. My relationship with them defenitely helped me get this one. Was hoping for a higher limit but oh well.

Did you receive the TY Preferred Visa advertised on citi.com? I received a WORLD Mastercard Citi TY Preferred card and I am wondering if there is any difference between the the Visa and Mastercard versions.

Notably, I do have the NPSL option above and beyond my $7.8 revolving credit limit. in addition to the global chip However, is there any other significant differences?

Re: Citi TY Prefered Approved

Anonymous — Fri, 19 Jul 2013 21:32:59 GMT

The only difference between the visa and MC versions are the different payment networks and perks associated with each payment network and tier.

NPSL and other standard features of the card remains the same.

Re: Citi TY Prefered Approved

djc1puno — Fri, 19 Jul 2013 22:28:54 GMT

Congrats!

Re: Citi TY Prefered Approved

BearsAndTurtlesRtheBest — Fri, 19 Jul 2013 22:56:34 GMT

Congrats!! My parents are getting CITI offers NON STOP either CITI Dividend, CITI TY, or Diamond. Its crazy, were they also sending you non stop offers?

Re: Citi TY Prefered Approved

vpae — Fri, 19 Jul 2013 23:27:43 GMT

Congrats on the card!

I wasn't sure if I wanted this card but I too got this offer in my email for 20K points.

The email said this special offer expires July 27th, 2013.

For new accounts opened through July 27, 2013: At the end of your first Citi ThankYou Card account membership year (your membership year begins the date you became a Citi ThankYou cardmember), you will also earn a 1% Anniversary Bonus calculated as a percentage of ThankYou Points earned from purchases during that membership year.

This means I can apply on the 27th right? I don't have to do it by the 26th? The only difference is that my FNBO has been consistently reporting to the CRA on the 27th and I just got a CLI from them which would look a lot better if that CL was reporting.

Re: Citi TY Prefered Approved

Anonymous — Fri, 19 Jul 2013 23:32:31 GMT

@vpae wrote:
Congrats on the card!

I wasn't sure if I wanted this card but I too got this offer in my email for 20K points.

The email said this special offer expires July 27th, 2013.

For new accounts opened through July 27, 2013: At the end of your first Citi ThankYou Card account membership year (your membership year begins the date you became a Citi ThankYou cardmember), you will also earn a 1% Anniversary Bonus calculated as a percentage of ThankYou Points earned from purchases during that membership year.

This means I can apply on the 27th right? I don't have to do it by the 26th? The only difference is that my FNBO has been consistently reporting to the CRA on the 27th and I just got a CLI from them which would look a lot better if that CL was reporting.

Not sure you can even do it the 26th, as it depends what they mean by "open". It might mean approved, which could be instant or take some days. But the anniversary bonus is really very minor, if you spend $75K this year, you would get 75,000 TYP, and 1% is 750, worth $7.50! Not worth worrying about.

They are removing this benefit from the TY Pref (it used to go up to 4 or 5%, depending on how long you had had the card) and are adding some 2x categories which makes a net improvement for most people

Re: Citi TY Prefered Approved

armbenderc — Fri, 19 Jul 2013 23:34:53 GMT

Man I got another targeted offer... 11.99 apr after promo.... Need some help.

Re: Citi TY Preferred Approved

Anonymous — Sat, 20 Jul 2013 01:57:43 GMT

@youngandcreditwrthy wrote:
Congrats!

Bahaha... The card may grow with you or Chiti may Chut you down. At least they did me, but I suppose they had reason-"too many open credit accounts"
Gardening time?
😳😝

How many open credit accounts? I have some (many?!) I need to close and a Simplicity card at 0% for a while.... getting nervous!