topic Re: OMG APPROVED!!!!!!!!!!!!!! in Credit Card Approvals

OMG APPROVED!!!!!!!!!!!!!!

JaeJae12 — Sat, 20 Jul 2013 13:05:22 GMT

Guess What haha just got approved for the CSP!!!!!!!!!!!!!!!!!!!!... Guys I did it!!!!!!!!!!!!!!!!!!!!!!!!!!!!! Instantly approved for it with a CL of 7500 ( my highest limit so far)!!!.. I am done apping for till 2015 when all my inqs drop!!.
 
Here's the story to how I finally gotten my goal for people who wants to know and maybe could use some advice of what I did.
 
 
March: Boa ( oldest account gotten CLi to 2.8k) only had this account... It was 3 years old
April: Apped for BCE, Freedom, citi forward, TYP, discover ( all instantly approved) CS was 796 (exp), 776(Tu), 734(EQ)
- den decided to apped for the CSP.... it was deny due to not having a CL of 5k+, and not having more than 1 revolving account with another institution( the cards i apped for hasn't reported yet). Chase pulled EX & TU for NYC... the same as my freedom
 
June- amex BCE 61 days CLI approved to 6k- instant
June- Citi forward, TYP CLI increased to 5.3k and 6.5k- instant
 
July 20- decided to reapp for the CSP since the CLI reported today and Was instantly approved!
 
Other information:
-income 55k
-I reported only a 3 dollar balance on my CR
-CS when applying for the CSP again was 720-730 for all three 
-No student loans or mortgage
-no baddies
-no BK
-no lates ever!!!
 
Also i been using heavily on the freedom card but not excessively ( roughly 60-100 per month and pif before statement cut). Just used it normally and also using it for purcahse which i have the cash to pif right away.
 
 
Anyways heres my story and I shud begin to garden again for ever.... thank you all for the help. I know my situation might not apply to everyone but for the people who had been deny for not having 5k CL and not having more than 1 CC account I hope this helps.
 

Re: OMG APPROVED!!!!!!!!!!!!!!

LS2982 — Sat, 20 Jul 2013 13:11:18 GMT

CONGRATS!!!

Re: OMG APPROVED!!!!!!!!!!!!!!

emptypockets — Sat, 20 Jul 2013 13:25:15 GMT

Congrats!!

Re: OMG APPROVED!!!!!!!!!!!!!!

Shogun — Sat, 20 Jul 2013 13:26:24 GMT

Very nice!

Re: OMG APPROVED!!!!!!!!!!!!!!

CS800 — Sat, 20 Jul 2013 13:26:48 GMT

Congrats !

Re: OMG APPROVED!!!!!!!!!!!!!!

knoregs — Sat, 20 Jul 2013 13:48:58 GMT

Congrats!

~kn

Re: OMG APPROVED!!!!!!!!!!!!!!

Anonymous — Sat, 20 Jul 2013 13:50:18 GMT

Congrats

Re: OMG APPROVED!!!!!!!!!!!!!!

ezdoesit — Sat, 20 Jul 2013 13:59:24 GMT

Congrats. Great collection of cards.

Re: OMG APPROVED!!!!!!!!!!!!!!

Anonymous — Sat, 20 Jul 2013 14:18:35 GMT

Congrats OP.

One correction:

All your inquiries will fall off your FICOs in July of 2014. You don't have to wait until 2015.

Re: OMG APPROVED!!!!!!!!!!!!!!

Home2014 — Sat, 20 Jul 2013 15:22:59 GMT

Congrats! (...and I'm completely envious of your CS scores!)

Re: OMG APPROVED!!!!!!!!!!!!!!

Anonymous — Sat, 20 Jul 2013 15:25:48 GMT

Congrats. I am inspired to call Citi for a cli based on your history.

Re: OMG APPROVED!!!!!!!!!!!!!!

Express — Sat, 20 Jul 2013 15:40:00 GMT

@JaeJae12 wrote:
Guess What haha just got approved for the CSP!!!!!!!!!!!!!!!!!!!!... Guys I did it!!!!!!!!!!!!!!!!!!!!!!!!!!!!! Instantly approved for it with a CL of 7500 ( my highest limit so far)!!!.. I am done apping for till 2015 when all my inqs drop!!.
 
Here's the story to how I finally gotten my goal for people who wants to know and maybe could use some advice of what I did.
 
 
March: Boa ( oldest account gotten CLi to 2.8k) only had this account... It was 3 years old
April: Apped for BCE, Freedom, citi forward, TYP, discover ( all instantly approved) CS was 796 (exp), 776(Tu), 734(EQ)
- den decided to apped for the CSP.... it was deny due to not having a CL of 5k+, and not having more than 1 revolving account with another institution( the cards i apped for hasn't reported yet). Chase pulled EX & TU for NYC... the same as my freedom
 
June- amex BCE 61 days CLI approved to 6k- instant
June- Citi forward, TYP CLI increased to 5.3k and 6.5k- instant
 
July 20- decided to reapp for the CSP since the CLI reported today and Was instantly approved!
 
Other information:
-income 55k
-I reported only a 3 dollar balance on my CR
-CS when applying for the CSP again was 720-730 for all three 
-No student loans or mortgage
-no baddies
-no BK
-no lates ever!!!
 
Also i been using heavily on the freedom card but not excessively ( roughly 60-100 per month and pif before statement cut). Just used it normally and also using it for purcahse which i have the cash to pif right away.
 
 
Anyways heres my story and I shud begin to garden again for ever.... thank you all for the help. I know my situation might not apply to everyone but for the people who had been deny for not having 5k CL and not having more than 1 CC account I hope this helps.
 

Nice! keep up the good work!

Re: OMG APPROVED!!!!!!!!!!!!!!

kevinjjc — Sat, 20 Jul 2013 15:45:04 GMT

Congrats! Your credit card portfolio has blossomed quite well. Keep up the great job of handling your credit.

Re: OMG APPROVED!!!!!!!!!!!!!!

vpae — Sat, 20 Jul 2013 16:04:51 GMT

That's awesome, congrats!!

Re: OMG APPROVED!!!!!!!!!!!!!!

chnceit — Sat, 20 Jul 2013 16:39:28 GMT

Congrats OP its a great card to have! Now time to garden!

Re: OMG APPROVED!!!!!!!!!!!!!!

JaeJae12 — Sat, 20 Jul 2013 17:55:53 GMT

Remember for the citi CLI I only had used only 24 dollars on it

Re: OMG APPROVED!!!!!!!!!!!!!!

JaeJae12 — Sat, 20 Jul 2013 17:57:17 GMT

Thanks guys I couldn't have achieve my goals without reading what most of you had been through an the advices from everyone... Back to the garden indeed

Re: OMG APPROVED!!!!!!!!!!!!!!

Anonymous — Sat, 20 Jul 2013 19:33:05 GMT

Woohoo!

Re: OMG APPROVED!!!!!!!!!!!!!!

Anonymous — Sat, 20 Jul 2013 22:36:06 GMT

Grats!

Re: OMG APPROVED!!!!!!!!!!!!!!

SpiceIslander — Sat, 20 Jul 2013 22:38:12 GMT

Nice starting limit, congrats!