topic Re: Barclaycard Arrival+ approved after second recon in Credit Card Approvals

Barclaycard Arrival+ approved after second recon

sghosh5 — Fri, 18 Jul 2014 13:28:05 GMT

I applied for Arrival + card thinking my score was above 700 earlier and would not have any problem getting approved. But they initially denied saying i have 8 accounts that are less than a year old so fairly new and they need some more time. Today i asked them to reconsider again and they took my information and the rep on phone asked like why i have so many cards and balances on all over. I explained. Then he asked how do i manage all my cards and payments. I said I always pay more than minimum payments and have auto payments on all of them so that i dont miss any payments. I also pay my cards off time to time. And as i travel a lot for my work i try to get different cards with mile benefits from different airlines. He then said i manage my cards very well and he doesnt have any issue approving me for the card. He said he will match my highest credit limit of 5000. I am glad i got this card as i have an international travel coming up.

Re: Barclaycard Arrival+ approved after second recon

bigblue7722 — Fri, 18 Jul 2014 13:30:58 GMT

Congrats great card

Re: Barclaycard Arrival+ approved after second recon

MT936 — Fri, 18 Jul 2014 13:33:35 GMT

Congrats on the successful recon

Re: Barclaycard Arrival+ approved after second recon

coldnmn — Fri, 18 Jul 2014 13:33:38 GMT

Congrats! Thanks for sharing.

Re: Barclaycard Arrival+ approved after second recon

Jerry45 — Fri, 18 Jul 2014 15:09:06 GMT

Congrats on a Top Tier Card!!! I hear Barclay Recon is the best out there, but do they consider for a different card if Denied? Say the regular Arrival or Rewards?

Re: Barclaycard Arrival+ approved after second recon

pizza1 — Fri, 18 Jul 2014 16:04:03 GMT

Awesome!! Congrats

Re: Barclaycard Arrival+ approved after second recon

Lemondrops63 — Fri, 18 Jul 2014 16:13:51 GMT

Wow! Congrats!

Re: Barclaycard Arrival+ approved after second recon

sghosh5 — Fri, 18 Jul 2014 16:17:56 GMT

not very sure if you can recon for a different product.

Re: Barclaycard Arrival+ approved after second recon

Lemondrops63 — Fri, 18 Jul 2014 16:19:15 GMT

Im pretty sure you can

Re: Barclaycard Arrival+ approved after second recon

Anonymous — Fri, 18 Jul 2014 16:31:26 GMT

Congratulations on your Successful recon! Continue Success in The World of Credit Cards!

Re: Barclaycard Arrival+ approved after second recon

Anonymous — Fri, 18 Jul 2014 17:39:52 GMT

WOW Congrats!

Re: Barclaycard Arrival+ approved after second recon

alvon123 — Fri, 18 Jul 2014 19:52:00 GMT

congrats

Re: Barclaycard Arrival+ approved after second recon

gdale6 — Fri, 18 Jul 2014 20:50:23 GMT

@sghosh5 wrote:
I applied for Arrival + card thinking my score was above 700 earlier and would not have any problem getting approved. But they initially denied saying i have 8 accounts that are less than a year old so fairly new and they need some more time. Today i asked them to reconsider again and they took my information and the rep on phone asked like why i have so many cards and balances on all over. I explained. Then he asked how do i manage all my cards and payments. I said I always pay more than minimum payments and have auto payments on all of them so that i dont miss any payments. I also pay my cards off time to time. And as i travel a lot for my work i try to get different cards with mile benefits from different airlines. He then said i manage my cards very well and he doesnt have any issue approving me for the card. He said he will match my highest credit limit of 5000. I am glad i got this card as i have an international travel coming up.

Great successful recon congrats on your new card

Re: Barclaycard Arrival+ approved after second recon

sghosh5 — Fri, 18 Jul 2014 22:46:02 GMT

Thanks all. I actually gave up after first recon as they said i have too many new accounts and too many inquiries. Today thought of trying again and was expecting to be denied again. But was a lucky day i guess.

Re: Barclaycard Arrival+ approved after second recon

Kenny — Fri, 18 Jul 2014 22:46:34 GMT

Congratulations on your approval! Thanks for sharing.

Re: Barclaycard Arrival+ approved after second recon

Jerry45 — Sat, 19 Jul 2014 15:00:35 GMT

Hope so. Have a 723 TU Fico per Walmart. and get the Congrats pre sleceted screen, on both the Arrival and Rewards. Soon will put the chips on the craps table and apply for the Arrival.

Re: Barclaycard Arrival+ approved after second recon

sghosh5 — Sat, 19 Jul 2014 15:03:00 GMT

723 is a good score for Barclay. You should totally go for Arrival or Arrival+. The signup bonus for Arrival+ is too good & earning miles is faster. Though i still love my freedom+ sapphire combination more. Will see how arrival+ works out.

Re: Barclaycard Arrival+ approved after second recon

EW800 — Sat, 19 Jul 2014 15:14:34 GMT

Congratulations!!

Re: Barclaycard Arrival+ approved after second recon

s_haliz — Sat, 19 Jul 2014 15:29:33 GMT

You did great job convincing him. Way to go. Congrats!!!!

Re: Barclaycard Arrival+ approved after second recon

burghpa — Sat, 19 Jul 2014 19:21:53 GMT

Congrats on your recon success. persistence pays off. Treat the card well, it will grow over time. (my initial limit was $500 as well, around 650 score, less than a year ago).