topic Re: CSP CLI No Inquiry!! in Credit Card Approvals

CSP CLI No Inquiry!!

Jerryf08 — Tue, 22 Jul 2014 07:50:21 GMT

I got an email from chase for a "hassle free credit limit increase"!! I clicked on the link and it asked for my annual income. Got approved from 9600 to 16800!!!

Woohoo!!!!

Re: CSP CLI No Inquiry!!

coldnmn — Tue, 22 Jul 2014 10:28:29 GMT

Congrats! Thanks for sharing.

Re: CSP CLI No Inquiry!!

alvon123 — Tue, 22 Jul 2014 12:12:59 GMT

congrats

Re: CSP CLI No Inquiry!!

randeman — Tue, 22 Jul 2014 14:13:42 GMT

That is impressive! Congrats!

Re: CSP CLI No Inquiry!!

emptypockets — Tue, 22 Jul 2014 14:14:28 GMT

Nice!! I have yet to get one of these Chase emails.

Re: CSP CLI No Inquiry!!

MissMoni223 — Tue, 22 Jul 2014 15:55:26 GMT

That is an AWESOME CLI, CONGRATS!!!

Re: CSP CLI No Inquiry!!

tonyjones — Tue, 22 Jul 2014 16:12:08 GMT

@Jerryf08 wrote:
I got an email from chase for a "hassle free credit limit increase"!! I clicked on the link and it asked for my annual income. Got approved from 9600 to 16800!!!
Woohoo!!!!

Can you post your stats? (FICO Score, AAoA, Inquiries, Credit Utilization, Baddies)

Re: CSP CLI No Inquiry!!

ezdoesit — Tue, 22 Jul 2014 16:35:18 GMT

@tonyjones wrote:
@Jerryf08 wrote:
I got an email from chase for a "hassle free credit limit increase"!! I clicked on the link and it asked for my annual income. Got approved from 9600 to 16800!!!
Woohoo!!!!
Can you post your stats? (FICO Score, AAoA, Inquiries, Credit Utilization, Baddies)

+1 Also what kind of spending have you been putting thru the card.

Re: CSP CLI No Inquiry!!

s_haliz — Tue, 22 Jul 2014 16:57:59 GMT

@Jerryf08 wrote:
I got an email from chase for a "hassle free credit limit increase"!! I clicked on the link and it asked for my annual income. Got approved from 9600 to 16800!!!
Woohoo!!!!

Congrats!!! By the way, you need to make this new change to reflect into your signature. It still shows your old CL.

Re: CSP CLI No Inquiry!!

Jerryf08 — Tue, 22 Jul 2014 18:40:49 GMT

My Transunion FICO is 751 (Walmart/Discover)

AAoA:1yr 1mo: oldest 2yr 4mo: newest 5mo

Inquiries: 4 (Transunion)

Utilization: ~6%

Baddies: 0

I did leave a balance of $2500 on it. I'm starting to wonder if maybe that's why they gave me the CLI, give me the possibilty of spending more and therfore gain interest through me. Either way I'll take the CLI (: I may transfer $4000 of it to the freedom to make it a visa siggy.

Re: CSP CLI No Inquiry!!

Tony275 — Tue, 22 Jul 2014 18:38:35 GMT

Whoa! Nice CLI! Congrats!

Re: CSP CLI No Inquiry!!

-Wade- — Tue, 22 Jul 2014 19:08:52 GMT

@Jerryf08 wrote:
I got an email from chase for a "hassle free credit limit increase"!! I clicked on the link and it asked for my annual income. Got approved from 9600 to 16800!!!
Woohoo!!!!

Congrats on your CLI

Re: CSP CLI No Inquiry!!

gdale6 — Tue, 22 Jul 2014 20:38:49 GMT

@Jerryf08 wrote:
I got an email from chase for a "hassle free credit limit increase"!! I clicked on the link and it asked for my annual income. Got approved from 9600 to 16800!!!
Woohoo!!!!

Excellent, congrats

Re: CSP CLI No Inquiry!!

Transmogrifying_Bee — Wed, 23 Jul 2014 05:28:07 GMT

The email you received from Chase offering a "hassle free credit limit increase" certainly is not common, at least in my experience, and probably indicates you run a good amount of spending through your card every month (?). A 75% increase on your original $9600 CL is fantastic, to say the least. Congratulations!