topic Re: First AMEX BCE and now CSP in Credit Card Approvals

First AMEX BCE and now CSP

Ysettle4 — Sun, 27 Jul 2014 02:25:08 GMT

I'm on a roll now! CL is a mere $5K but I'm sure that will change with good spending habits and putting down healthy payments.

Guess I can go close that silly First Premiere card. You know the one - with the $6 monthly fee and the "premiere credit protection" fee of 89 cents for every hunderd dollars in balance. Then again, I've had this account since 2005 so if I close it, then my AAoA take a hit.

BTW, I hear the CSP card is metallic?

Re: First AMEX BCE and now CSP

Kenny — Sun, 27 Jul 2014 02:26:13 GMT

@Ysettle4 wrote:
I'm on a roll now! CL is a mere $5K but I'm sure that will change with good spending habits and putting down healthy payments.

Guess I can go close that silly First Premiere card. You know the one - with the $6 monthly fee and the "premiere credit protection" fee of 89 cents for every hunderd dollars in balance. Then again, I've had this account since 2005 so if I close it, then my AAoA take a hit.

BTW, I hear the CSP card is metallic?

Congratulations on your approval! Thanks for sharing. Get rid of that First Premier!!

Yes, the CSP has a metal core.

Re: First AMEX BCE and now CSP

Ysettle4 — Sun, 27 Jul 2014 02:44:56 GMT

@KennyRS wrote:
@Ysettle4 wrote:
I'm on a roll now! CL is a mere $5K but I'm sure that will change with good spending habits and putting down healthy payments.

Guess I can go close that silly First Premiere card. You know the one - with the $6 monthly fee and the "premiere credit protection" fee of 89 cents for every hunderd dollars in balance. Then again, I've had this account since 2005 so if I close it, then my AAoA take a hit.

BTW, I hear the CSP card is metallic?
Congratulations on your approval! Thanks for sharing. Get rid of that First Premier!!

Yes, the CSP has a metal core.

I guess it's time to leave first premiere behind. Although they gave me credit when no one else did.

Started with $300 CL in 2005. Even now, it has only grown to $1,150 9 years

Re: First AMEX BCE and now CSP

dursty87 — Sun, 27 Jul 2014 02:48:52 GMT

Congrats.

I had a credit one account. Like you, they have me credit when no one else would. But after I got approved for better cards, I ditched it and its assortment of fees. You will be glad you did!

Re: First AMEX BCE and now CSP

Anonymous — Sun, 27 Jul 2014 02:55:12 GMT

@Ysettle4 wrote:
I'm on a roll now! CL is a mere $5K but I'm sure that will change with good spending habits and putting down healthy payments.

Guess I can go close that silly First Premiere card. You know the one - with the $6 monthly fee and the "premiere credit protection" fee of 89 cents for every hunderd dollars in balance. Then again, I've had this account since 2005 so if I close it, then my AAoA take a hit.

BTW, I hear the CSP card is metallic?

Yes, Yes, Yes!!! CONGRATS!!! I am so happy for you!!! You deserve it!!! Good things come to those who are AWESOME!!!

Re: First AMEX BCE and now CSP

Anonymous — Sun, 27 Jul 2014 02:56:45 GMT

P.S. Your siggy keeps getting purdier with each app!!! LOL!!!

Re: First AMEX BCE and now CSP

Ysettle4 — Sun, 27 Jul 2014 03:25:36 GMT

You are too kind!!

Re: First AMEX BCE and now CSP

Ysettle4 — Sun, 27 Jul 2014 03:26:50 GMT

Right?!?! Something about those prime cards

Re: First AMEX BCE and now CSP

Tony275 — Sun, 27 Jul 2014 07:08:43 GMT

Congrats!!

Re: First AMEX BCE and now CSP

coldnmn — Sun, 27 Jul 2014 08:56:09 GMT

Congrats! Thanks for sharing.

Re: First AMEX BCE and now CSP

Anonymous — Sun, 27 Jul 2014 09:07:34 GMT

Congrats!

Re: First AMEX BCE and now CSP

Anonymous — Sun, 27 Jul 2014 09:34:27 GMT

Closing it will not effect your AAOA at all

Re: First AMEX BCE and now CSP

alvon123 — Sun, 27 Jul 2014 12:51:37 GMT

congrats

Re: First AMEX BCE and now CSP

Anonymous — Sun, 27 Jul 2014 13:14:01 GMT

@Ysettle4 wrote:
I'm on a roll now! CL is a mere $5K but I'm sure that will change with good spending habits and putting down healthy payments.

Guess I can go close that silly First Premiere card. You know the one - with the $6 monthly fee and the "premiere credit protection" fee of 89 cents for every hunderd dollars in balance. Then again, I've had this account since 2005 so if I close it, then my AAoA take a hit.

BTW, I hear the CSP card is metallic?

Yes my understanding is that it is metalic. Your AAoA will not take a hit actually. It will still report for 10 years for you when you close that yucky FP account. Congratulations on your approvals!

Re: First AMEX BCE and now CSP

baller4life — Sun, 27 Jul 2014 14:48:37 GMT

@Anonymous wrote:
@Ysettle4 wrote:
I'm on a roll now! CL is a mere $5K but I'm sure that will change with good spending habits and putting down healthy payments.

Guess I can go close that silly First Premiere card. You know the one - with the $6 monthly fee and the "premiere credit protection" fee of 89 cents for every hunderd dollars in balance. Then again, I've had this account since 2005 so if I close it, then my AAoA take a hit.

BTW, I hear the CSP card is metallic?
Yes my understanding is that it is metalic. Your AAoA will not take a hit actually. It will still report for 10 years for you when you close that yucky FP account. Congratulations on your approvals!

+1 it will only affect util which you probably won't miss. 86 it! You have outgrown it!

Re: First AMEX BCE and now CSP

-Wade- — Sun, 27 Jul 2014 19:16:47 GMT

@Ysettle4 wrote:
I'm on a roll now! CL is a mere $5K but I'm sure that will change with good spending habits and putting down healthy payments.

Guess I can go close that silly First Premiere card. You know the one - with the $6 monthly fee and the "premiere credit protection" fee of 89 cents for every hunderd dollars in balance. Then again, I've had this account since 2005 so if I close it, then my AAoA take a hit.

BTW, I hear the CSP card is metallic?

Congrats on your success

Re: First AMEX BCE and now CSP

signaturecardmember — Sun, 27 Jul 2014 19:27:38 GMT

Congratulations, looks like your best CL too!

Re: First AMEX BCE and now CSP

MissMoni223 — Mon, 28 Jul 2014 18:06:53 GMT

CONGRATS on your CSP! I agree that you should let go of the First Premier card. I recently cut ties with Credit One and I'm loving every minute of it. You have OFFICIALLY moved on to BIGGER and BETTER!!!

Re: First AMEX BCE and now CSP

Ysettle4 — Mon, 28 Jul 2014 23:50:49 GMT

First Premier acct has been officaly closed!! They even offered to waive $45 of the annual fee. I felt even better about closing it!

Re: First AMEX BCE and now CSP

Forte747 — Tue, 29 Jul 2014 00:24:04 GMT

Congrats on your Approval, and close the FP card since its purpose is done.