topic Re: Chevron CLI APPROVED!!! in Credit Card Approvals

Chevron CLI APPROVED!!!

SCYD — Wed, 30 Jul 2014 14:49:31 GMT

On 07/22 I called GE/Synchrony bank and requested a CLI on my Chevron/Texaco credit card. It was denied.

Yesterday, I received their denial letter in the mail which showed they pulled Transunion.

Their denial letter stated, it was not approved because:

1) recent late payments on accounts

2) no installment accounts

3) number of inquiries

I called GE's backdoor number again and asked if they could manually review it again and their reasons where a little off.

Advised them since Bankruptcy in 2010, 1) all accounts have been paid timely, 2) I have 2 installments loans, but my bank only reports to Equifax (they advised they only pull Transunion), and I have a total of 4 inquiries showing.

Nice customer service rep, re-reviewed it and increased my CL to $1,000.00 (which is what I requested). Original CL was $650.00. Card opened 4 months ago.

Re: Chervon CLI APPROVED!!!

coldnmn — Wed, 30 Jul 2014 14:40:46 GMT

Congrats! Thanks for sharing.

Re: Chevron CLI APPROVED!!!

Anonymous — Wed, 30 Jul 2014 15:30:55 GMT

Congrats! Great recon.

Re: Chevron CLI APPROVED!!!

alvon123 — Wed, 30 Jul 2014 15:57:02 GMT

congrats

Re: Chevron CLI APPROVED!!!

MissMoni223 — Wed, 30 Jul 2014 16:15:52 GMT

CONGRATS on your CLI approval!!!

Re: Chevron CLI APPROVED!!!

s_haliz — Wed, 30 Jul 2014 17:33:52 GMT

Congrats!!!

Re: Chevron CLI APPROVED!!!

dursty87 — Wed, 30 Jul 2014 19:07:50 GMT

Congrats. Thanks for sharing.

Re: Chevron CLI APPROVED!!!

-Wade- — Wed, 30 Jul 2014 19:08:14 GMT

@SCYD wrote:
On 07/22 I called GE/Synchrony bank and requested a CLI on my Chevron/Texaco credit card. It was denied.

Yesterday, I received their denial letter in the mail which showed they pulled Transunion.

Their denial letter stated, it was not approved because:
1) recent late payments on accounts
2) no installment accounts
3) number of inquiries

I called GE's backdoor number again and asked if they could manually review it again and their reasons where a little off.

Advised them since Bankruptcy in 2010, 1) all accounts have been paid timely, 2) I have 2 installments loans, but my bank only reports to Equifax (they advised they only pull Transunion), and I have a total of 4 inquiries showing.

Nice customer service rep, re-reviewed it and increased my CL to $1,000.00 (which is what I requested). Original CL was $650.00. Card opened 4 months ago.

Congrats on your CLI

Re: Chevron CLI APPROVED!!!

TatorTodd — Wed, 30 Jul 2014 20:01:39 GMT

Great news, way to be committed, and calling them. They will do a CLI via SP every 4 months

Re: Chevron CLI APPROVED!!!

gdale6 — Wed, 30 Jul 2014 22:53:10 GMT

@SCYD wrote:
On 07/22 I called GE/Synchrony bank and requested a CLI on my Chevron/Texaco credit card. It was denied.

Yesterday, I received their denial letter in the mail which showed they pulled Transunion.

Their denial letter stated, it was not approved because:
1) recent late payments on accounts
2) no installment accounts
3) number of inquiries

I called GE's backdoor number again and asked if they could manually review it again and their reasons where a little off.

Advised them since Bankruptcy in 2010, 1) all accounts have been paid timely, 2) I have 2 installments loans, but my bank only reports to Equifax (they advised they only pull Transunion), and I have a total of 4 inquiries showing.

Nice customer service rep, re-reviewed it and increased my CL to $1,000.00 (which is what I requested). Original CL was $650.00. Card opened 4 months ago.

Nice recon, grats

Re: Chevron CLI APPROVED!!!

BearsAndTurtlesRtheBest — Thu, 31 Jul 2014 08:13:58 GMT

You did excellent in handling this situation congrats!!

Re: Chevron CLI APPROVED!!!

Tony275 — Thu, 31 Jul 2014 08:26:58 GMT

Congrats!