topic Re: The results are mostly in from my last app/ CLI spree in Credit Card Approvals

The results are mostly in from my last app/ CLI spree

Anonymous — Thu, 21 Aug 2014 16:02:14 GMT

Picked up another $1200 in cli's on my combined WFNNB cards.

App'd for Barclaycard Rewards mastercard - approved for $1800. TU FICO here I come!

App'd for local credit union card- approved but only if I add a cosignor, I declined

App'd for Amex Green - declined (no reason yet, app is showing up as cancelled)

App'd for DCU - approved for measly $200 limit, but, I'm in the door. Honestly, here for the FICO. (LOL, rep called, $200 was a typo, approved for $2000)

App'd for Swagbucks which is backed by First Bankcard which is part of FNBO = Free Fico! - approved for $1000

App'd for Old Navy (extra coupons for work clothes) - approved $300

I know that none of these are particularly great, but I'm thrilled to have the free FICO's. I've had trouble staying motivated on this rebuilding journey, I was doing great when I had score tracker, but, can't justify the expense. This will let me actually see a regular breakdown of progress and I really need that. I need to see that couple extra points from paying off a card.

I was actually pleasantly surprised by my success rate. I didn't expect to get Amex and I don't think they even pulled my credit. I was surprised to get DCU and Barclay. I was surprised NOT to get the one from my credit union.. lol

Lot's of surprise in other words.. Interestingly, Barclay sends me score alerts.. It's sent me two already and I don't even have the card yet.

Re: The results are mostly in from my last app/ CLI spree

lonelyisland — Thu, 21 Aug 2014 00:14:03 GMT

NIce! And congrats on finding an FNBO to get the FICO score for!

Achievement Unlocked!

Re: The results are mostly in from my last app/ CLI spree

Anonymous — Thu, 21 Aug 2014 00:21:52 GMT

@lonelyisland wrote:
NIce! And congrats on finding an FNBO to get the FICO score for!
Achievement Unlocked!

LOL, exactly my feelings. Only took hours of google searching, but totally worth it. I figured the most gimmicky one would have the easiest terms and I would guess that I assumed correctly.. Eventually I'll have my scores so well groomed that when that bankruptcy drops off it'll go straight to 800... lol (Okay, probably not, AAOA is tanked because of that stupid bankruptcy) But maybe it'll hit 740 ish..

Re: The results are mostly in from my last app/ CLI spree

alvon123 — Thu, 21 Aug 2014 01:47:56 GMT

congrats

Re: The results are mostly in from my last app/ CLI spree

coldnmn — Thu, 21 Aug 2014 02:14:17 GMT

Congrats! Thanks for sharing.

Re: The results are mostly in from my last app/ CLI spree

Tony275 — Thu, 21 Aug 2014 08:43:27 GMT

Congrats on your success!! You've got access to your FICOs!

Treat DCU well and they'll do the same for you, seriously love this bank!

Re: The results are mostly in from my last app/ CLI spree

Anonymous — Thu, 21 Aug 2014 16:00:43 GMT

@Tony275 wrote:
Congrats on your success!! You've got access to your FICOs!

Treat DCU well and they'll do the same for you, seriously love this bank!

Funny followup, I got a call from DCU today from the rep who was prepping my credit card account. I had sent a note along with my financial information thanking them for the opportunity and letting them know I was fine with the $200 limit because I just really wanted my foot in the door.

Anyhow, I was approved for $2000, the $200 was a typo on the online forms and she was just calling to make sure that was okay.. lol

So, that feels better already..

Re: The results are mostly in from my last app/ CLI spree

Anonymous — Thu, 21 Aug 2014 16:08:24 GMT

Your making great progress and headway. Your successes show. Congrats!