topic Had to Jump Off the Fence and Out of the Garden ..... and!!!! in Credit Card Approvals

Had to Jump Off the Fence and Out of the Garden ..... and!!!!

amdm2013 — Sun, 24 Aug 2014 23:31:29 GMT

Feel extremely happy with new approvals, but, have regrets for not waiting for a few more months!

Well! I needed some dental work to be done ... over 8k. I decided to apply for Care Credit, and was immediately approved for 8k. After 48 hours, I CLI'd through

their automated system, and was immediately bumped to $9.6k.

Since, I was out of the garden, decided to go on another mini-spree.

Applied for Ebates, approved the next day for $2.5k.

Applied and got declined for the Cabella's Visa Card.

Got a pop-up for J Crew and got approved for $750. (Just had to take this one to get my foot in with Comenity).

CLI'd my Barclay World from $5k to $6,750.

Approved for Chase Hyatt for $5k.

Approved for Dillard's AmEx for $2,500. It showed a temporary account and CL of $250. So, after reading through forums, I assume it's $2,500.

Please correct me if I'm wrong.

Applied and declined for AmEx Green ... No Luv from AmEx!

Applied and declined for Citi Thank You Card ... No Luv from Citi!

Applied and declined for Wells Fargo AmEx. Any chance for a recon?

Applied and declined for Sallie Mai. Any chance for a recon?

Applied and declined for PayPal Credit (BML).

I guess, I'm back to the garden again for a very, very, long time.

Cheers!

Re: Had to Jump Off the Fence and Out of the Garden ..... and!!!!

tcbofade — Sun, 24 Aug 2014 23:30:32 GMT

Congrats, and I'm sorry...back to the garden with ye!

Re: Had to Jump Off the Fence and Out of the Garden ..... and!!!!

Skye12329 — Sun, 24 Aug 2014 23:30:44 GMT

It looks like you did what i did when i was first new to credit. Which is apply till you can no longer be approved for any more. When i was 18 (4 yrs ago) i applied for Sears, then Target, then BBY...then i couldnt be approved anymore till 6 more mos.

Re: Had to Jump Off the Fence and Out of the Garden ..... and!!!!

jsucool76 — Sun, 24 Aug 2014 23:39:14 GMT

So you have a centurion card but can't get an amex green?

Re: Had to Jump Off the Fence and Out of the Garden ..... and!!!!

amdm2013 — Sun, 24 Aug 2014 23:41:05 GMT

@tcbofade wrote:
Congrats, and I'm sorry...back to the garden with ye!

Thanks.

Re: Had to Jump Off the Fence and Out of the Garden ..... and!!!!

amdm2013 — Sun, 24 Aug 2014 23:43:10 GMT

@jsucool76 wrote:
So you have a centurion card but can't get an amex green?

Centurion is issued from the Middle East. My earlier posts explains this!

Re: Had to Jump Off the Fence and Out of the Garden ..... and!!!!

Anonymous — Sun, 24 Aug 2014 23:52:48 GMT

Barclays is usually pretty good with recon so I'd go get the backdoor number for them out of the sticky thread and give it try. If they say No then keep calling back...some ppl have called up to 5 times in one day to get the right person. Just be aware of your CR and be ready to explain anything that looks bad or fishy to them. They are usually good to work with on recon if you have a good explanation. Their Rewards MC is one of the easiest to get aside from their Apple associated Visa card. Not sure on the others, but I do know that BML was GECRB and now its called PP Credit and run through Comenity. Don't know how they are on recon but they seem to be one of the easiest out there to get credit from so I think i'd be calling them also. You've already taken the HP's so you may as well get your money's worth...so to speak

Re: Had to Jump Off the Fence and Out of the Garden ..... and!!!!

amdm2013 — Sun, 24 Aug 2014 23:55:47 GMT

@Anonymous wrote:
Barclays is usually pretty good with recon so I'd go get the backdoor number for them out of the sticky thread and give it try. If they say No then keep calling back...some ppl have called up to 5 times in one day to get the right person. Just be aware of your CR and be ready to explain anything that looks bad or fishy to them. They are usually good to work with on recon if you have a good explanation. Their Rewards MC is one of the easiest to get aside from their Apple associated Visa card. Not sure on the others, but I do know that BML was GECRB and now its called PP Credit and run through Comenity. Don't know how they are on recon but they seem to be one of the easiest out there to get credit from so I think i'd be calling them also. You've already taken the HP's so you may as well get your money's worth...so to speak

Thanks HighHopes! WIll definately give Barclays a call tomorrow morning.

Re: Had to Jump Off the Fence and Out of the Garden ..... and!!!!

MsLadyRover — Mon, 25 Aug 2014 00:01:25 GMT

Congrats on the approvals!

Re: Had to Jump Off the Fence and Out of the Garden ..... and!!!!

s_haliz — Mon, 25 Aug 2014 00:05:33 GMT

Congrats!!!!!!

Re: Had to Jump Off the Fence and Out of the Garden ..... and!!!!

coldnmn — Mon, 25 Aug 2014 00:06:05 GMT

Congrats on the approvals! Thanks for sharing.

Re: Had to Jump Off the Fence and Out of the Garden ..... and!!!!

MissMoni223 — Mon, 25 Aug 2014 00:52:04 GMT

CONGRATS!!!

Re: Had to Jump Off the Fence and Out of the Garden ..... and!!!!

CreditMagic7 — Mon, 25 Aug 2014 01:00:43 GMT

Congrats! on the nice approvals!

Re: Had to Jump Off the Fence and Out of the Garden ..... and!!!!

myjourney — Mon, 25 Aug 2014 01:12:22 GMT

Congrats that's some spree

Re: Had to Jump Off the Fence and Out of the Garden ..... and!!!!

dodgerslv — Mon, 25 Aug 2014 02:17:22 GMT

@amdm2013 wrote:
Feel extremely happy with new approvals, but, have regrets for not waiting for a few more months!

Well! I needed some dental work to be done ... over 8k. I decided to apply for Care Credit, and was immediately approved for 8k. After 48 hours, I CLI'd through
their automated system, and was immediately bumped to $9.6k.

Since, I was out of the garden, decided to go on another mini-spree.

Applied for Ebates, approved the next day for $2.5k.

Applied and got declined for the Cabella's Visa Card.

Got a pop-up for J Crew and got approved for $750. (Just had to take this one to get my foot in with Comenity).

CLI'd my Barclay World from $5k to $6,750.

Approved for Chase Hyatt for $5k.

Approved for Dillard's AmEx for $2,500. It showed a temporary account and CL of $250. So, after reading through forums, I assume it's $2,500.
Please correct me if I'm wrong.

Applied and declined for AmEx Green ... No Luv from AmEx!

Applied and declined for Citi Thank You Card ... No Luv from Citi!

Applied and declined for Wells Fargo AmEx. Any chance for a recon?

Applied and declined for Sallie Mai. Any chance for a recon?

Applied and declined for PayPal Credit (BML).

I guess, I'm back to the garden again for a very, very, long time.

Cheers!

congrats on the approvals! definitely should garden for a bit now.

Re: Had to Jump Off the Fence and Out of the Garden ..... and!!!!

Dw4250 — Mon, 25 Aug 2014 03:33:40 GMT

Congrats! Yeah once you starting getting multiple denials, it's definitely time to take a break. Enjoy the new cards!

Re: Had to Jump Off the Fence and Out of the Garden ..... and!!!!

Glkslngr — Mon, 25 Aug 2014 03:47:07 GMT

Congrats on the cards you were able to get!

Re: Had to Jump Off the Fence and Out of the Garden ..... and!!!!

Tony275 — Mon, 25 Aug 2014 05:44:05 GMT

Congrats on the success!! Garden and those denials won't happen again!

Re: Had to Jump Off the Fence and Out of the Garden ..... and!!!!

04Cobra — Mon, 25 Aug 2014 09:01:09 GMT

Woah! Congrats!

Re: Had to Jump Off the Fence and Out of the Garden ..... and!!!!

amdm2013 — Mon, 25 Aug 2014 09:06:53 GMT

Thanks to all of you. Without this forum and all your feedback, I would never have achieved this much.