topic Re: GE Auto CLI in Credit Card Approvals

GE Auto CLI

IWOL — Wed, 05 Jun 2013 00:04:27 GMT

I recently had my Lowes card increased from $650 to 5k by calling credit solutions last week. This week I hit the Luv button on my Amazon account and my AE account.

Both came back saying " unable to appove CLI request for this account online". I called credit solutions and I asked them to increase my Amazon to $3k and they came back and said they cant offer me an increase at this time and I will get a letter.

Logged in today to make payments on both and i see they increased Amazon from $1200 to $1800 and AE went from $150 to $550.

Not huge increases but nice to get a CLI none the less. Only had these accounts around 3 months. Hoping to get some better increases in 4 months.

I used the Lowes card quite heavily for the first 3 months and paid in full each month. The AE card I have also made atleast one purchase a month and paid in full.

My Amazon card I have made around 3 total purchases over the 3 months for $900.....paid $500 first month, $200 second month and $100 this month...left with a $200 balance as of today.

I think they really like to see activity and PIF......my score hasnt changed much since I was approved for these cards so Im assuming they rely heavily on use and payment history.

Im very happy with GE because I use these cards all the time, Lowes and Amazon accounts offer good 0% promo periods and at the same time they are improving my utilization.

Re: GE Auto CLI

myjourney — Wed, 05 Jun 2013 00:05:50 GMT

@IWOL wrote:
I recently had my Lowes card increased from $650 to 5k by calling credit solutions last week. This week I hit the Luv button on my Amazon account and my AE account.

Both came back saying " unable to appove CLI request for this account online". I called credit solutions and I asked them to increase my Amazon to $3k and they came back and said they cant offer me an increase at this time and I will get a letter.

Logged in today to make payments on both and i see they increased Amazon from $1200 to $1800 and AE went from $150 to $550.

Not huge increases but nice to get a CLI none the less. Only had these accounts around 3 months. Hoping to get some better increases in 4 months.

I used the Lowes card quite heavily for the first 3 months and paid in full each month. The AE card I have also made atleast one purchase a month and paid in full.

My Amazon card I have made around 3 total purchases over the 3 months for $900.....paid $500 first month, $200 second month and $100 this month...left with a $200 balance as of today.

I think they really like to see activity and PIF......my score hasnt changed much since I was approved for these cards so Im assuming they rely heavily on use and payment history.

Im very happy with GE because I use these cards all the time, Lowes and Amazon accounts offer good 0% promo periods and at the same time they are improving my utilization.

Congrats on GE luv

Re: GE Auto CLI

BearsAndTurtlesRtheBest — Wed, 05 Jun 2013 00:25:42 GMT

Thats excellent! My sister got her AE card April of 2012 and has gone from $900(initial cl when approved) to $1,600, hoping for that VISA upgrade. Keep up the usage and youll get rewarded. Congrats!

Re: GE Auto CLI

creditjail — Wed, 05 Jun 2013 01:08:37 GMT

Congrats on the increases