topic Re: Citi Double Cash approval in Credit Card Approvals

Citi Double Cash approval

toothgrind3r — Mon, 08 Sep 2014 01:18:15 GMT

So Citi really annoyed me earlier today by not letting me PC my Diamond to the Double Cash. I swore off Citi this afternoon!!!

But I've really been looking forward to the Double Cash for the past week (as I know I can't get any all around 2% cards from other lenders, and I've been having no luck getting my QS1 AF waived, so I want to close that).

So fast forward a few hours later and I have un-swore off Citi...app'd, instant approved for $4500 (with bad APR of 22.99, but I always PIF so no biggie).

I know there's been some sightings of a sign up bonus...yeah I should have waited....but I couldn't

Re: Citi Double Cash approval

Tony275 — Mon, 08 Sep 2014 01:19:49 GMT

Congrats to you!!

Re: Citi Double Cash approval

CreditMagic7 — Mon, 08 Sep 2014 01:31:48 GMT

@toothgrind3r wrote:
So Citi really annoyed me earlier today by not letting me PC my Diamond to the Double Cash. I swore off Citi this afternoon!!!
But I've really been looking forward to the Double Cash for the past week (as I know I can't get any all around 2% cards from other lenders, and I've been having no luck getting my QS1 AF waived, so I want to close that).
So fast forward a few hours later and I have un-swore off Citi...app'd, instant approved for $4500 (with bad APR of 22.99, but I always PIF so no biggie).
I know there's been some sightings of a sign up bonus...yeah I should have waited....but I couldn't

So what reason did they give you for not doing the PC?

At any rate thank goodness you got a decent SL in spite of the sloppy APR they offered.

Congrats!

Re: Citi Double Cash approval

toothgrind3r — Mon, 08 Sep 2014 01:34:59 GMT

@CreditMagic7 wrote:
@toothgrind3r wrote:
So Citi really annoyed me earlier today by not letting me PC my Diamond to the Double Cash. I swore off Citi this afternoon!!!
But I've really been looking forward to the Double Cash for the past week (as I know I can't get any all around 2% cards from other lenders, and I've been having no luck getting my QS1 AF waived, so I want to close that).
So fast forward a few hours later and I have un-swore off Citi...app'd, instant approved for $4500 (with bad APR of 22.99, but I always PIF so no biggie).
I know there's been some sightings of a sign up bonus...yeah I should have waited....but I couldn't

So what reason did they give you for not doing the PC?

At any rate thank goodness you got a decent SL in spite of the sloppy APR they offered.

Congrats!

Weeeeeellllll....the short answer is, quite literally, "no reason".

The long answer is: (here's what I posted in another thread)

Well, that didn't work for me. Very disapointed!

Called, asked about cobverting my Diamond to DoubleCash.

1st CSR I spoke to said no cards can be converted to DoubleCash. Said I needed to apply and they would connect to an application specialist (or something). I knew I wasn't gonna apply, but thought I would talk to a new person anyway. Got the application specialist, said I wanted to convert, she said she could transfer me to a CSR to help me with that. New CSR rep, told her the same thing, put me on hold for a few minutes, came back and said my account can't be converted. I said "May I ask why?". She said the onyl card I could be converted to was ( I THINK she said Advantage, but I'm not sure actually...she was hard to understand). The rest of the conversation went like this, pretty much exact quote:

Me: Is there a reason why that's the only card I can convert to, just so I know?

CSR: No sir.

Me: There's no reason?

CSR: No sir, no reason.

Re: Citi Double Cash approval

chalupaman — Mon, 08 Sep 2014 01:35:52 GMT

Congrats! Glad you were able to at least get something. I tried apping for this and boom, instant denial and trying to PC to this card was impossible for me.

Re: Citi Double Cash approval

Anonymous — Mon, 08 Sep 2014 01:43:20 GMT

Congrats on your new card and CL!

Re: Citi Double Cash approval

Anonymous — Mon, 08 Sep 2014 05:08:23 GMT

that APR .. but congrats dont let the interest charge you and you should be on point!

Re: Citi Double Cash approval

coldnmn — Mon, 08 Sep 2014 07:03:11 GMT

Congrats! Thanks for sharing.

Re: Citi Double Cash approval

SunriseEarth — Mon, 08 Sep 2014 07:16:36 GMT

Congrats on approval and nice initial CL! Maybe you should have tried to PC through their EO, but this isn't so bad, either.

Re: Citi Double Cash approval

Anonymous — Mon, 08 Sep 2014 08:01:05 GMT

Congrats i have been seriously thinking of getting a Citi card

Re: Citi Double Cash approval

toothgrind3r — Mon, 08 Sep 2014 13:38:48 GMT

Thanks all! I'm pretty happy with it, I can see getting a lot of use out of this card, and I'll be happy to close my QS1.

And yeah, maybe I should have tried the EO for the PC, or waited for the signup bonus...but oh well...I was bored.

And APR's never bother me...almost to the point of I don't even really know what's a good one and what's a bad one! (well, okay, I DO know...but you get my point) I REFUSE to ever pay any interest*

*anymore. I've paid enough interest to credit card companies in my younger and stupider days

Re: Citi Double Cash approval

MissMoni223 — Mon, 08 Sep 2014 14:00:00 GMT

CONGRATS on your approval!!!

Re: Citi Double Cash approval

Anonymous — Mon, 08 Sep 2014 14:43:29 GMT

Congrats! Too bad Cap1 would not p/c you to the QS.

Re: Citi Double Cash approval

alvon123 — Mon, 08 Sep 2014 20:04:09 GMT

congrats

Re: Citi Double Cash approval

itguy_65 — Mon, 08 Sep 2014 20:55:10 GMT

Congrats on the approval!!