topic Re: Troublemaker at Work! in Credit Card Approvals

Troublemaker at Work!

yudeology101 — Wed, 10 Sep 2014 21:46:37 GMT

Hello everyone!

So I'm stuck w/ this crazy chic and she's definitely keeping me on my toes at the moment, so my sincere apologies for sneaking my head in different threads from time to time over the past few months

Anyways, I had to relieve my stress in some way from this chic...and there was only one thing that came on my mind! Here we go:

1) Unexpected CLI from Arrival! - Went from $3.5k to $6.5k! I've checked my CC spreadsheet and it was only being opened for 4 months! It was a nice surprise from Barclays, so does it mean that I can request for a WEMC version? (Currently a Platinum version) (9/10/14)

2) To give my token of appreciation to Barclays for that nice surprise, I pulled the trigger on the Apple Financing card, and was instantly approved for $2k This is my 3rd Barclays card in 6months, should I be worried about any AA from them? Nawwww~ Perfect timing as I've been eyeing on that new iPhone 6 Plus! (9/10/14)

3) Wal-Mart- My cat told me that she needed a variety of scented litter cause she's so cool like that, so I took the plunge and app'ed for the Wal-Mart card and was instantly approved for $1.1k!! Got the store version but it's okay, i'm sure it'll grow. Got the $25 store credit after $75 spend deal, so I'll be buying $100 worth of litter when the card arrives (9/8/14)

4) Jcrew CLI- Been hitting that luv button + automated call on a weekly basis, but finally it went up from $1.7k to $1.9k! (9/8/14)

5) Citi AA Gold upgraded to Platinum- My 1yr anniversary hit, called and the upgrade conversion was done very smoothly. It would've been nicer if they gave me the CLI, too, but NOPE.

---NOW THE BAD --

6) US BANK KOREAN AIR Visa Sig- My 3rd try in 3months, received the dreaded msg and called the backdoor and got the same old' I'm sorry you have too many INQs on your file speech. Whew.....I WILL NOT GIVE UP, see you next month US Bank!

7) Citi Thank you Premier- Instantly Denied online, called the EO and went to 2nd manual review. Lady called back yesterday and said no due to too many INQs on my EX file. Bummer.

8) AMEX SPG- SP Denial, but it's okay I'll get it one way or the other! See you next month, SPG lol

9) BOA Virgin Atlantic- Another Instant denial online, called the EO and she told me that my $8k credit exposure between two cards w/ them was enough for now. I had no urge to keep pushing her for another review cause she sounded like she was having a really bad day and was going to kick someon's rear end.

I think....that's about it. Pretty good outcome overall, impressed w/ my work! Now let this troublemaker go back to work and stir up some trouble elsewhere today.

101 signing off.

Re: Troublemaker at Work!

Anonymous — Wed, 10 Sep 2014 22:04:38 GMT

Congrats on the successes! How many inquiries do you have by the way?

Re: Troublemaker at Work!

coldnmn — Wed, 10 Sep 2014 22:10:47 GMT

Congrats yude!

Re: Troublemaker at Work!

peepers — Wed, 10 Sep 2014 22:46:21 GMT

So happy for you and your cat! 😸

Re: Troublemaker at Work!

Goodness — Wed, 10 Sep 2014 23:18:23 GMT

want the walmart card, but scared my scores arent high enough

Re: Troublemaker at Work!

pokerpro — Wed, 10 Sep 2014 23:59:04 GMT

Yes

how many inquiries do you have ?

Re: Troublemaker at Work!

BearsAndTurtlesRtheBest — Wed, 10 Sep 2014 23:59:12 GMT

Yude you are an awesome character!!! Congrats on approvals!

Re: Troublemaker at Work!

CreditMagic7 — Thu, 11 Sep 2014 00:08:19 GMT

Re: Troublemaker at Work!

chalupaman — Thu, 11 Sep 2014 00:36:07 GMT

You're too good. Congrats on all those approvals and upgrades. Very well deserved.

Re: Troublemaker at Work!

alvon123 — Thu, 11 Sep 2014 01:06:10 GMT

congrats!!!

Re: Troublemaker at Work!

myjourney — Thu, 11 Sep 2014 01:40:08 GMT

Oh oh oh I knew it

Yea MJ I've been dealing with a crazy GF and have no plans to App cuz I have no time lately .....how soon we forget (last week)

So either the crazy GF is gone or you found time anyway Lol

Which is it?

Either way my buddy congrats but I had to get ya!

SMH

Re: Troublemaker at Work!

09Lexie — Thu, 11 Sep 2014 02:02:10 GMT

@myjourney wrote:
Oh oh oh I knew it
Yea MJ I've been dealing with a crazy GF and have no plans to App cuz I have no time lately .....how soon we forget (last week)
So either the crazy GF is gone or you found time anyway Lol
Which is it?

Either way my buddy congrats but I had to get ya!
SMH

Seriously, Shaking my head!

Re: Troublemaker at Work!

pizza1 — Thu, 11 Sep 2014 02:43:57 GMT

This post is awesome!! Lmao!!! Way to go Yude!! Seriously... Get rid of the crazy GF! Lol!

Re: Troublemaker at Work!

B335is — Thu, 11 Sep 2014 02:58:32 GMT

Congrats yude! Bummer on the denials, those would be some sweet cards to add.

Re: Troublemaker at Work!

One7 — Thu, 11 Sep 2014 03:16:00 GMT

Congratulations on your success, don't worry about the others you'll get them next time

Re: Troublemaker at Work!

yudeology101 — Thu, 11 Sep 2014 04:39:49 GMT

@Anonymous wrote:
Congrats on the successes! How many inquiries do you have by the way?

Thank you!! Well, according to Experian, I have this many (2 yr frame):

I have 11 on TU & only 5 on EQ...yea my EX has been abused quite a bit for the past year. Not proud by any means.

Re: Troublemaker at Work!

yudeology101 — Thu, 11 Sep 2014 04:40:19 GMT

@coldnmn wrote:
Congrats yude!

Thanks, buddy! How's everyone in the GC?

Re: Troublemaker at Work!

yudeology101 — Thu, 11 Sep 2014 04:41:56 GMT

@peepers wrote:
So happy for you and your cat! 😸

Thank you!! Yup my buddy is awesome hehe...here's a pic of her recently:

Re: Troublemaker at Work!

yudeology101 — Thu, 11 Sep 2014 04:42:25 GMT

@Goodness wrote:
want the walmart card, but scared my scores arent high enough

Wait for it until you're in the mid 600s!

Re: Troublemaker at Work!

yudeology101 — Thu, 11 Sep 2014 04:42:48 GMT

@pokerpro wrote:
Yes
how many inquiries do you have ?

38 on EX/ 11 TU/ 5 EQ