topic Re: Recent approvals in Credit Card Approvals

Recent approvals

Anonymous — Mon, 29 Sep 2014 16:36:25 GMT

Starting the rebuild process after BK.
Applied and approved for capital one QS1 with credit line of 2K and capital one platinum with credit line of 1K within the last month. Saturday applied for Nfcu and recieved confirmation of approval for $500 with 13.99%.
My question is should I recon Nfcu or just use it and wait for the CLI increase automatically. I don't want to be selfish but their apr will be much lower than capital one after I am out of the 0% promo phase. I plan on paying in full or having a small balance 5%. I am headed to the garden now.
Any options/ advice would be appreciated.

Re: Recent approvals

alvon123 — Mon, 29 Sep 2014 17:59:15 GMT

congrats on your recent approvals

Re: Recent approvals

9CLINE — Mon, 29 Sep 2014 18:14:33 GMT

Congats on your approvals and rebuiling progress

I am not familar with NFCu, but I have seen a lot of forum users have cards w/ them,so later today they will steer you in the right direction..

Re: Recent approvals

coldnmn — Mon, 29 Sep 2014 18:17:04 GMT

Congrats on your approvals! Maybe this link will help. Thanks for sharing.

http://ficoforums.myfico.com/t5/Credit-Cards/Can-we-have-quot-OFFICIAL-NFCU-CLI-HOW-IT-WORKS-quot/m-p/3436335#U3436335

Re: Recent approvals

Anomalous — Mon, 29 Sep 2014 18:24:45 GMT

Thanks for sharing! Congratulations!

Re: Recent approvals

MissMoni223 — Mon, 29 Sep 2014 18:30:16 GMT

CONGRATS on your approvals. Not familiar with NFCU, but after 6 mths you can always ask Cap1 for an APR reduction via EO. They are pretty good at lowering the APR.

Re: Recent approvals

Anonymous — Mon, 29 Sep 2014 20:19:06 GMT

Congrats!

Re: Recent approvals

b_diddy — Mon, 29 Sep 2014 23:46:51 GMT

Congrats!

Re: Recent approvals

Anonymous — Tue, 30 Sep 2014 00:36:49 GMT

Congrats, nice

Re: Recent approvals

Anonymous — Tue, 30 Sep 2014 01:13:03 GMT

i as well just went through a BK discharge February. This weekend I decided to app spree, first with Barclays then Discover. I was approved for both, which surprised me a bit. The next day, after swaying back and fourth on three HPs, went for Capital One Quicksilver and declined. I just discovered this site one week ago and so grateful.

Re: Recent approvals

Anonymous — Tue, 30 Sep 2014 01:18:13 GMT

Thank you all. I have been nervous to apply for discover but that's amazing you were approved. I am going to garden for a bit and let my lines grow and when my score comes up I will pull the discover trigger

Re: Recent approvals

rdubz1 — Tue, 30 Sep 2014 01:22:07 GMT

congrats

Re: Recent approvals

Anonymous — Tue, 30 Sep 2014 01:48:29 GMT

I started rebuilding with around two years left on my BK apping for store cards every four months or so. I believe that boosted my rebuild, just wish I found this site sooner.

Congrats on the approval.

Gardening until 2016
9/29/14 EX=692 EQ=686 TU=701 FICO 698
5/3 Platinum {$3500} | Barclays Arrival {$4000} | Discover it {$1500}
Best Buy {$2500} | Goodyear {$1500} | Amazon {$1800} | TJX {$1800}
Sew A Lot {$4500} | Lane Furniture {$3500} | GE Luxury {$4000}

Re: Recent approvals

Tony275 — Tue, 30 Sep 2014 06:54:37 GMT

Congrats and welcome to the garden! Wish I could help you with your NFCU question, but I don't have an account with them (YET!)