topic Re: Diners Club Approved with Massive Limit in Credit Card Approvals

Diners Club Approved with Massive Limit

Anonymous — Tue, 30 Sep 2014 16:54:01 GMT

Just pulled the trigger on the premier card because I have a slight addiction. I just called and it was approved for $20k. My annual income is only 36k and I already have about 60k in credit. Doesn't that seem a bit odd?

Re: Diners Club Approved with Massive Limit

coldnmn — Tue, 30 Sep 2014 16:57:19 GMT

Congrats! It does but stranger things have happened. Thanks for sharing.

Re: Diners Club Approved with Massive Limit

Anonymous — Tue, 30 Sep 2014 17:01:20 GMT

@coldnmn wrote:
Congrats! It does but stranger things have happened. Thanks for sharing.

yeah I've seen some odd things but I honestly expected only $5k if that. Now I am afraid of AA

Re: Diners Club Approved with Massive Limit

odd_dog — Tue, 30 Sep 2014 17:26:24 GMT

@Anonymous wrote:
Just pulled the trigger on the premier card because I have a slight addiction. I just called and it was approved for $20k. My annual income is only 36k and I already have about 60k in credit. Doesn't that seem a bit odd?

Nah the bank behind the DC card is in Canada, they probably have the money conversion wrong and think they gave you a $2K limit (in American Dollars!!)

CONGRATS on the approval and CL!!

Re: Diners Club Approved with Massive Limit

alvon123 — Tue, 30 Sep 2014 17:39:57 GMT

congrats

Re: Diners Club Approved with Massive Limit

Anonymous — Tue, 30 Sep 2014 17:41:50 GMT

@odd_dog wrote:
@Anonymous wrote:
Just pulled the trigger on the premier card because I have a slight addiction. I just called and it was approved for $20k. My annual income is only 36k and I already have about 60k in credit. Doesn't that seem a bit odd?
Nah the bank behind the DC card is in Canada, they probably have the money conversion wrong and think they gave you a $2K limit (in American Dollars!!)

CONGRATS on the approval and CL!!

thanks you very well may right. I'm wondering how long this is going to last. I've been lurking around here long enough to know if they are handing out limits like that to people like me the bubble is going to burst soon.

Re: Diners Club Approved with Massive Limit

creditFiend — Tue, 30 Sep 2014 18:06:26 GMT

LOL! Congrats on your approval

Re: Diners Club Approved with Massive Limit

Anonymous — Tue, 30 Sep 2014 18:08:45 GMT

Congrats!...Thanks for sharing

Re: Diners Club Approved with Massive Limit

Anonymous — Tue, 30 Sep 2014 18:47:44 GMT

Congrats!

Re: Diners Club Approved with Massive Limit

b_diddy — Tue, 30 Sep 2014 18:48:52 GMT

Manage it well ... congrats!!

Re: Diners Club Approved with Massive Limit

One7 — Tue, 30 Sep 2014 18:50:44 GMT

Congratulations, awesome limit

Re: Diners Club Approved with Massive Limit

lexandra90 — Tue, 30 Sep 2014 19:10:03 GMT

Ahhh if only I had an credit line like that lol. Congrats!

Re: Diners Club Approved with Massive Limit

skigirl916 — Tue, 30 Sep 2014 19:11:09 GMT

@Anonymous wrote:
@odd_dog wrote:
@Anonymous wrote:
Just pulled the trigger on the premier card because I have a slight addiction. I just called and it was approved for $20k. My annual income is only 36k and I already have about 60k in credit. Doesn't that seem a bit odd?
Nah the bank behind the DC card is in Canada, they probably have the money conversion wrong and think they gave you a $2K limit (in American Dollars!!)

CONGRATS on the approval and CL!!
thanks you very well may right. I'm wondering how long this is going to last. I've been lurking around here long enough to know if they are handing out limits like that to people like me the bubble is going to burst soon.

It's not Pesos we're talking about here.

20K US is about 17.8K Canadian.

Re: Diners Club Approved with Massive Limit

Anonymous — Tue, 30 Sep 2014 19:36:08 GMT

congrats on your new card! hope they don't pull NASA fcu!

Re: Diners Club Approved with Massive Limit

odd_dog — Tue, 30 Sep 2014 20:01:38 GMT

@skigirl916 wrote:
@Anonymous wrote:
@odd_dog wrote:
@Anonymous wrote:
Just pulled the trigger on the premier card because I have a slight addiction. I just called and it was approved for $20k. My annual income is only 36k and I already have about 60k in credit. Doesn't that seem a bit odd?
Nah the bank behind the DC card is in Canada, they probably have the money conversion wrong and think they gave you a $2K limit (in American Dollars!!)

CONGRATS on the approval and CL!!
thanks you very well may right. I'm wondering how long this is going to last. I've been lurking around here long enough to know if they are handing out limits like that to people like me the bubble is going to burst soon.
It's not Pesos we're talking about here.

20K US is about 17.8K Canadian.

LOL!!!!

Re: Diners Club Approved with Massive Limit

Billybob_TX — Tue, 30 Sep 2014 20:23:57 GMT

Pretty sure that is the AF, so no biggie

Re: Diners Club Approved with Massive Limit

Anonymous — Tue, 30 Sep 2014 22:52:58 GMT

Wow,what a nice limit.... Maybe you are a lucky one

Re: Diners Club Approved with Massive Limit

B335is — Tue, 30 Sep 2014 23:19:05 GMT

@odd_dog wrote:
@Anonymous wrote:
Just pulled the trigger on the premier card because I have a slight addiction. I just called and it was approved for $20k. My annual income is only 36k and I already have about 60k in credit. Doesn't that seem a bit odd?
Nah the bank behind the DC card is in Canada, they probably have the money conversion wrong and think they gave you a $2K limit (in American Dollars!!)

CONGRATS on the approval and CL!!

I thought BMO Harris was based in Chicago?

Re: Diners Club Approved with Massive Limit

Anonymous — Tue, 30 Sep 2014 23:24:41 GMT

@B335is wrote:
@odd_dog wrote:
@Anonymous wrote:
Just pulled the trigger on the premier card because I have a slight addiction. I just called and it was approved for $20k. My annual income is only 36k and I already have about 60k in credit. Doesn't that seem a bit odd?
Nah the bank behind the DC card is in Canada, they probably have the money conversion wrong and think they gave you a $2K limit (in American Dollars!!)

CONGRATS on the approval and CL!!
I thought BMO Harris was based in Chicago?

I did more digging. Based in Chicago, owned by Bank of Montreal

Re: Diners Club Approved with Massive Limit

B335is — Tue, 30 Sep 2014 23:33:47 GMT

@Anonymous wrote:
@B335is wrote:
@odd_dog wrote:
@Anonymous wrote:
Just pulled the trigger on the premier card because I have a slight addiction. I just called and it was approved for $20k. My annual income is only 36k and I already have about 60k in credit. Doesn't that seem a bit odd?
Nah the bank behind the DC card is in Canada, they probably have the money conversion wrong and think they gave you a $2K limit (in American Dollars!!)

CONGRATS on the approval and CL!!
I thought BMO Harris was based in Chicago?
I did more digging. Based in Chicago, owned by Bank of Montreal

Yeah that's what I thought. Congrats on your approval! They haven't pulled my EX, just got the TU pull. Are people with double pulls getting a pending response on their apps? What if it's instant approval, any reports of double pull?