topic Re: Capital One Approval! in Credit Card Approvals

Capital One Approval!

Anonymous — Wed, 26 Jun 2013 17:00:27 GMT

I cannot believe it....I just got approved!! I just applied to Credit One today and got denied. I have been rebuilding my credit for a long time. Just bought a new home in September and a couple of months back I tried applying with two CC companies and got denied. Took my chances today and applied with Capital One and got approved with a $1000 CL. I only have one other CC with a limit of $270 (what a joke). But I have been restoring my credit for awhile and trying to not have a CC but just for emergencies only. I am so happy that I know my credit is coming back to a good point.

Re: Capital One Approval!

myjourney — Wed, 26 Jun 2013 17:02:12 GMT

@Anonymous wrote:
I cannot believe it....I just got approved!! I just applied to Credit One today and got denied. I have been rebuilding my credit for a long time. Just bought a new home in September and a couple of months back I tried applying with two CC companies and got denied. Took my chances today and applied with Capital One and got approved with a $1000 CL. I only have one other CC with a limit of $270 (what a joke). But I have been restoring my credit for awhile and trying to not have a CC but just for emergencies only. I am so happy that I know my credit is coming back to a good point.

Congrats

Re: Capital One Approval!

Anonymous — Wed, 26 Jun 2013 17:04:04 GMT

Congrats!

Re: Capital One Approval!

Anonymous — Wed, 26 Jun 2013 17:04:39 GMT

congratssss

Re: Capital One Approval!

asphaltcowboy — Wed, 26 Jun 2013 17:04:43 GMT

Congrats on your approval and new home!!!

Re: Capital One Approval!

EaglesFan2006 — Wed, 26 Jun 2013 17:19:47 GMT

@Anonymous wrote:
I cannot believe it....I just got approved!! I just applied to Credit One today and got denied. I have been rebuilding my credit for a long time. Just bought a new home in September and a couple of months back I tried applying with two CC companies and got denied. Took my chances today and applied with Capital One and got approved with a $1000 CL. I only have one other CC with a limit of $270 (what a joke). But I have been restoring my credit for awhile and trying to not have a CC but just for emergencies only. I am so happy that I know my credit is coming back to a good point.

Did you ave any other credit issues? I'm somewhat stunned that Credit One denied that, especially with your scores!

Re: Capital One Approval!

Anonymous — Wed, 26 Jun 2013 18:02:59 GMT

Did you ave any other credit issues? I'm somewhat stunned that Credit One denied that, especially with your scores!

Thanks Everyone! Yes, I have 4 charge-offs that are over 5 years old and Credit One one was one of them as well as Orchard Bank. They were all less than $500 balances; I was straight out of college . Other than that I have no other damages to my credit; just my home loan and student loans. Those charge-offs held me back from getting any kind of CC though, so I just remained patient. People don't realize that your scores can be pretty good but it's what is on your report that affects you being approved or not.

Re: Capital One Approval!

sccredit — Wed, 26 Jun 2013 18:22:07 GMT

People don't realize that your scores can be pretty good but it's what is on your report that affects you being approved or not.

Truer words.....

Re: Capital One Approval!

blunderer — Wed, 26 Jun 2013 18:49:22 GMT

Congrats on the Cap One approval and your new home.

Re: Capital One Approval!

Anonymous — Wed, 26 Jun 2013 18:52:26 GMT

Congrats x2

Re: Capital One Approval!

knoregs — Wed, 26 Jun 2013 20:43:10 GMT

Congrats!

~kn