topic Re: Wife Just Approved for Discover IT - $13.5k Initial Credit Line in Credit Card Approvals

Wife App Spree - Huge Results

revjamesl — Thu, 23 Oct 2014 03:30:03 GMT

The wife has just been approved for her first major card. After having paid off a vehicle early, holding a few store cards (best is Macy's AMEX), and being AU on a slew of my cards, my wife applied to Discover It and was approved for an initial credit limit of $13.5k to become her first major card!!! Her APR is 12.99% but we PIF.

Wife just got approved for an AMEX BCE with an initial credit limit of $19k!

And if that wasn't enough, the wife was just approved for the Marriot Rewards Premier card with an initial credit line of $29.8k!! The approval read: "If this does not meet your needs, you can discuss available credit line options with a Customer Service Specialist when you call to confirm receipt of your card."

Wow.

Re: Wife Just Approved for Discover IT - $13.5k Initial Credit Line

pizza1 — Thu, 23 Oct 2014 01:55:57 GMT

Congrats to her!!' What are her Fico scores? AAOA?

Re: Wife Just Approved for Discover IT - $13.5k Initial Credit Line

Anonymous — Thu, 23 Oct 2014 01:58:09 GMT

Congrats to her!

Re: Wife Just Approved for Discover IT - $13.5k Initial Credit Line

revjamesl — Thu, 23 Oct 2014 01:58:14 GMT

@pizza1 wrote:
Congrats to her!!' What are her Fico scores? AAOA?

760/770 range and 7 years in large part due to her being AU on her parent's Discover and my cards.

Re: Wife Just Approved for Discover IT - $13.5k Initial Credit Line

coldnmn — Thu, 23 Oct 2014 02:00:44 GMT

Congrats to DW! Thanks for sharing.

Re: Wife Just Approved for Discover IT - $13.5k Initial Credit Line

revjamesl — Thu, 23 Oct 2014 02:01:28 GMT

@coldnmn wrote:
Congrats to DW! Thanks for sharing.

What does DW stand for?

Re: Wife Just Approved for Discover IT - $13.5k Initial Credit Line

uswala — Thu, 23 Oct 2014 02:07:45 GMT

Congrats! Nice CL.

Re: Wife Just Approved for Discover IT - $13.5k Initial Credit Line

Hockeyplayrr — Thu, 23 Oct 2014 02:15:27 GMT

amex for any future backdating. lock in the member since 2014

Re: Wife Just Approved for Discover IT - $13.5k Initial Credit Line

Anonymous — Thu, 23 Oct 2014 02:44:46 GMT

@revjamesl wrote:
@coldnmn wrote:
Congrats to DW! Thanks for sharing.

What does DW stand for?

Depends what mood you're in.

D could be many things.

Dumb.

Dear.

Delicious.

Re: Wife Just Approved for Discover IT - $13.5k Initial Credit Line

revjamesl — Thu, 23 Oct 2014 03:31:12 GMT

@Anonymous wrote:
@revjamesl wrote:
@coldnmn wrote:
Congrats to DW! Thanks for sharing.

What does DW stand for?
Depends what mood you're in.

D could be many things.

Dumb.
Dear.
Delicious.

Nice. Thanks for informing me.

Re: Wife Just Approved for Discover IT - $13.5k Initial Credit Line

revjamesl — Thu, 23 Oct 2014 13:47:00 GMT

@Hockeyplayrr wrote:
amex for any future backdating. lock in the member since 2014

Smart recommendation.

Re: Wife App Spree - Huge Results

Anonymous — Thu, 23 Oct 2014 14:14:36 GMT

WOW! She is hot... congrats.

Re: Wife App Spree - Huge Results

MissMoni223 — Thu, 23 Oct 2014 14:59:35 GMT

Now that's a reason to CELEBRATE, CONGRATS to your wife!!!

Re: Wife App Spree - Huge Results

revjamesl — Thu, 23 Oct 2014 15:05:45 GMT

@Anonymous wrote:
WOW! She is hot... congrats.

Haha. Yea, she is!

I wonder, do you think her being AU user on more than $120k played a significant role in these credit limits?

Re: Wife App Spree - Huge Results

Anonymous — Thu, 23 Oct 2014 20:35:46 GMT

@revjamesl wrote:
@Anonymous wrote:
WOW! She is hot... congrats.
Haha. Yea, she is!

I wonder, do you think her being AU user on more than $120k played a significant role in these credit limits?

Maybe yes, maybe no.

Re: Wife App Spree - Huge Results

Anonymous — Thu, 23 Oct 2014 20:38:52 GMT

Kind of but also income likely payed a large role.

Congrats to DW ( Dear Wife)!

Re: Wife App Spree - Huge Results

CreditMagic7 — Thu, 23 Oct 2014 20:39:33 GMT

Party Time

She has to thrilled to pieces too. Congrats!! on her successful app spree results!!

Re: Wife App Spree - Huge Results

revjamesl — Thu, 23 Oct 2014 21:55:15 GMT

@CreditMagic7 wrote:
Party Time

She has to thrilled to pieces too. Congrats!! on her successful app spree results!!

She does not care one iota. She said, "Whatever. That's your thing!" She gets tired of my obssession with credit. I was happy for her. Haha.

Re: Wife App Spree - Huge Results

MoreRewards — Thu, 23 Oct 2014 22:44:37 GMT

Congrats to your wife! Those are great limits too.

Re: Wife App Spree - Huge Results

ojefferyo — Thu, 23 Oct 2014 23:45:41 GMT

Wow nice limits, congrats