topic Re: Chase Freedom + EQ = Nutz in Credit Card Approvals

Chase Freedom + EQ = Nutz

Lemmus — Sat, 25 Oct 2014 23:46:13 GMT

Chase Freedom declined early Aug app on 0.7 mt AAoA ...Discovery IT($6500) and Amex/Delta($4000) approved week earlier
Called Amex and got 'Member Since' changed to 1994 based on corporate Amex I had back then ...AAoA up 4+ yrs
Re-apped Chase Freedom early Sep and approved for $6400

Over past 2 days myFico 3B alerts for new Chase account/$0 bal on all 3 CRAs ...TU up 8/EX up 3/EQ DOWN 2 ...WTFO!

Weeding my last neg(med) on EQ with PFD ...then minding the garden here in the sun and surf of south Florida
BoA Cash Rewards($99/500) will grad in Dec w/o an HP and I don't need any CLIs worth an HP before mortgage

Re: Chase Freedom + EQ = Nutz

chalupaman — Sun, 26 Oct 2014 00:07:14 GMT

Hooray! That's great to hear. Congrats.

Re: Chase Freedom + EQ = Nutz

uswala — Sun, 26 Oct 2014 01:27:21 GMT

Congrats!

Re: Chase Freedom + EQ = Nutz

Anonymous — Sun, 26 Oct 2014 01:28:00 GMT

Congrats.

Re: Chase Freedom + EQ = Nutz

Anonymous — Sun, 26 Oct 2014 04:14:20 GMT

Congratulations!...Thanks For Sharing.

Re: Chase Freedom + EQ = Nutz

salek10 — Sun, 26 Oct 2014 05:11:53 GMT

COngrats!!!

Re: Chase Freedom + EQ = Nutz

Anonymous — Sun, 26 Oct 2014 06:09:21 GMT

Congrats!

Re: Chase Freedom + EQ = Nutz

CreditMagic7 — Sun, 26 Oct 2014 06:28:35 GMT

Congrats!

Re: Chase Freedom + EQ = Nutz

Anonymous — Sun, 26 Oct 2014 08:33:03 GMT

Congrats

Re: Chase Freedom + EQ = Nutz

alvon123 — Sun, 26 Oct 2014 15:01:31 GMT

congrats

Re: Chase Freedom + EQ = Nutz

Anonymous — Sun, 26 Oct 2014 16:41:23 GMT

Nice! Congrats

Re: Chase Freedom + EQ = Nutz

Anonymous — Sun, 26 Oct 2014 18:47:58 GMT

Congratulations! That corporate AMEX is sure paying off all these years later. Again congrats from the Southernmost point of Florida! You said you were in South Florida, so I thought I would throw it in there.

Re: Chase Freedom + EQ = Nutz

Lemmus — Sun, 26 Oct 2014 19:49:50 GMT

thanks ...think Key West is the wrong place for us in 'cane season ...prefer Palm Beaches where we can at least run in 3 directions ...we do visit the keys after snowbird season ...the drive down is awesome.and the sunsets are ...well, you know

...owe much to the myFico forums ...been reading them since 07/13 ...virtually every step of my recovery has been based on advice found here ...the Amex backdating certainly helped, never would have considered it but for the gurus here

Re: Chase Freedom + EQ = Nutz

907grown — Sun, 26 Oct 2014 22:15:41 GMT

@Lemmus wrote:
Chase Freedom declined early Aug app on 0.7 mt AAoA ...Discovery IT($6500) and Amex/Delta($4000) approved week earlier
Called Amex and got 'Member Since' changed to 1994 based on corporate Amex I had back then ...AAoA up 4+ yrs
Re-apped Chase Freedom early Sep and approved for $6400

Over past 2 days myFico 3B alerts for new Chase account/$0 bal on all 3 CRAs ...TU up 8/EX up 3/EQ DOWN 2 ...WTFO!

Weeding my last neg(med) on EQ with PFD ...then minding the garden here in the sun and surf of south Florida
BoA Cash Rewards($99/500) will grad in Dec w/o an HP and I don't need any CLIs worth an HP before mortgage

Wow, looking at your siggy, BIG TIME CONGRATS to you!! You have come a very long way. I thought I would never see a score lower than my 460, but 404!! Now look, you have surpassed me in scores and have been at it for less time then I have!! Congrats again and good luck getting to the 800 club, see you there!!

Re: Chase Freedom + EQ = Nutz

Anonymous — Sun, 26 Oct 2014 22:23:05 GMT

Great job, especially on the Amex corporate

Re: Chase Freedom + EQ = Nutz

gingerflower — Mon, 27 Oct 2014 01:14:45 GMT

Right on...Congrat's...

Re: Chase Freedom + EQ = Nutz

Anonymous — Mon, 27 Oct 2014 05:40:37 GMT

@907grown wrote:
@Lemmus wrote:
Chase Freedom declined early Aug app on 0.7 mt AAoA ...Discovery IT($6500) and Amex/Delta($4000) approved week earlier
Called Amex and got 'Member Since' changed to 1994 based on corporate Amex I had back then ...AAoA up 4+ yrs
Re-apped Chase Freedom early Sep and approved for $6400

Over past 2 days myFico 3B alerts for new Chase account/$0 bal on all 3 CRAs ...TU up 8/EX up 3/EQ DOWN 2 ...WTFO!

Weeding my last neg(med) on EQ with PFD ...then minding the garden here in the sun and surf of south Florida
BoA Cash Rewards($99/500) will grad in Dec w/o an HP and I don't need any CLIs worth an HP before mortgage
Wow, looking at your siggy, BIG TIME CONGRATS to you!! You have come a very long way. I thought I would never see a score lower than my 460, but 404!! Now look, you have surpassed me in scores and have been at it for less time then I have!! Congrats again and good luck getting to the 800 club, see you there!!

404 was my BIL's TU score a year and change ago. He's up to 514 recently since his CU offered him a OD LOC which reports on the CRA's apparently.