topic Re: Diners Approval; Not Based On Current Limits? in Credit Card Approvals

Diners Approval; Not Based On Current Limits?

Brax — Wed, 29 Oct 2014 23:16:07 GMT

Applied on Monday: 7-10 day message. Waited 2 days to call in today to confirm approval: 40K!

I suspect approval limits might be more based on credit profile rather than Diners trying to "match" highest limits.

My highest limit was only 15K but my credit profile was very strong: TU FICO 808, 0 inquires, AAoA 8.5 years, and 1% utilization.

Re: Diners Approval; Not Based On Current Limits?

CreditMagic7 — Wed, 29 Oct 2014 23:19:14 GMT

@Brax wrote:
Applied on Monday: 7-10 day message. Waited 2 days to call in today to confirm approval: 40K!

I suspect approval limits might be more based on credit profile rather than Diners trying to "match" highest limits.

My highest limit was only 15K but my credit profile was very strong: TU FICO 808, 0 inquires, AAoA 8.5 years, and 1% utilization.

C o n g r a t u l a t i o n s!!

They are dishing out smokin hot limits to be sure either way you cut it.

Re: Diners Approval; Not Based On Current Limits?

uswala — Wed, 29 Oct 2014 23:19:55 GMT

Congrats! Awesome CL.

Re: Diners Approval; Not Based On Current Limits?

Anonymous — Wed, 29 Oct 2014 23:23:48 GMT

@Brax wrote:
Applied on Monday: 7-10 day message. Waited 2 days to call in today to confirm approval: 40K!

I suspect approval limits might be more based on credit profile rather than Diners trying to "match" highest limits.

My highest limit was only 15K but my credit profile was very strong: TU FICO 808, 0 inquires, AAoA 8.5 years, and 1% utilization.

Wow, fantastic, congrats

Re: Diners Approval; Not Based On Current Limits?

Anonymous — Wed, 29 Oct 2014 23:25:48 GMT

Fabulous credit limit... congrats!

Re: Diners Approval; Not Based On Current Limits?

coldnmn — Wed, 29 Oct 2014 23:32:58 GMT

Congrats! Thanks for sharing.

Re: Diners Approval; Not Based On Current Limits?

chalupaman — Wed, 29 Oct 2014 23:35:56 GMT

Excellent job there! Congrats.

Re: Diners Approval; Not Based On Current Limits?

Brax — Wed, 29 Oct 2014 23:55:17 GMT

Thanks everyone!

Re: Diners Approval; Not Based On Current Limits?

iwant700fico — Thu, 30 Oct 2014 00:33:54 GMT

@Brax wrote:
Applied on Monday: 7-10 day message. Waited 2 days to call in today to confirm approval: 40K!

I suspect approval limits might be more based on credit profile rather than Diners trying to "match" highest limits.

My highest limit was only 15K but my credit profile was very strong: TU FICO 808, 0 inquires, AAoA 8.5 years, and 1% utilization.

wow I am impressed. Congrats!!!

Re: Diners Approval; Not Based On Current Limits?

BearsAndTurtlesRtheBest — Thu, 30 Oct 2014 00:35:19 GMT

Wow thats a big CL! Congrats is this the highest Diners gives?

Re: Diners Approval; Not Based On Current Limits?

Anonymous — Thu, 30 Oct 2014 01:36:10 GMT

highest ive seen is 50k

@BearsAndTurtlesRtheBest wrote:
Wow thats a big CL! Congrats is this the highest Diners gives?

Re: Diners Approval; Not Based On Current Limits?

BearsAndTurtlesRtheBest — Thu, 30 Oct 2014 01:56:05 GMT

@Anonymous wrote:
highest ive seen is 50k
@BearsAndTurtlesRtheBest wrote:
Wow thats a big CL! Congrats is this the highest Diners gives?

ok $40k is still a high CL, congrats.

Re: Diners Approval; Not Based On Current Limits?

baller4life — Thu, 30 Oct 2014 03:10:54 GMT

Re: Diners Approval; Not Based On Current Limits?

Anonymous — Thu, 30 Oct 2014 04:58:14 GMT

@baller4life wrote:

Hahahahaha my thoughts exactly...Congrats to Brax!!

Re: Diners Approval; Not Based On Current Limits?

Anonymous — Thu, 30 Oct 2014 06:06:58 GMT

@Brax wrote:
Applied on Monday: 7-10 day message. Waited 2 days to call in today to confirm approval: 40K!

I suspect approval limits might be more based on credit profile rather than Diners trying to "match" highest limits.

My highest limit was only 15K but my credit profile was very strong: TU FICO 808, 0 inquires, AAoA 8.5 years, and 1% utilization.

Which card are you receiving, the Premier or the Elite?

Re: Diners Approval; Not Based On Current Limits?

Anonymous — Thu, 30 Oct 2014 06:17:51 GMT

Wow! Very nice indeed! Gratz! Still waiting on my DIner's card to arrive (I'm too chicken to call for my CL!)

Re: Diners Approval; Not Based On Current Limits?

joedtx — Thu, 30 Oct 2014 06:24:18 GMT

Wow...........that's amazing 40 k in just one day!

Re: Diners Approval; Not Based On Current Limits?

alvon123 — Thu, 30 Oct 2014 10:02:34 GMT

congrats

Re: Diners Approval; Not Based On Current Limits?

Brax — Thu, 30 Oct 2014 16:57:57 GMT

@Anonymous wrote:

Which card are you receiving, the Premier or the Elite?

The Elite.

This card will be enough for me, but it is tempting to know I could app for the Premier and likely get another 40K.

Re: Diners Approval; Not Based On Current Limits?

Anonymous — Thu, 30 Oct 2014 17:24:36 GMT

@Brax wrote:

@Anonymous wrote:

Which card are you receiving, the Premier or the Elite?

The Elite.

This card will be enough for me, but it is tempting to know I could app for the Premier and likely get another 40K.

Cool beans!! I don't know alot about WEMC but from I'am reading on here, its a pretty cool card...I was thinking about app'in for the Barclay WEMC, but I dont know if they are dishing out hefty limits right now compared to Diner's Club