topic Re: Discover IT approval - Don't know CL in Credit Card Approvals

Discover IT approval - Don't know CL

DenverVandal — Mon, 03 Nov 2014 04:50:47 GMT

Well, I decided to roll the dice a little and apply for a Discover IT card. I got the message that I was not approved for the 0% terms but was approved with 22.99 APR. The message said they would mail me the card and let me know my CL.

Should I call them for more info or should I just wait to get the card to see what my CL is?

Thanks for any feedback!

Re: Discover IT approval - Don't know CL

Anonymous — Mon, 03 Nov 2014 04:54:32 GMT

Congrats!

Re: Discover IT approval - Don't know CL

uswala — Mon, 03 Nov 2014 04:58:52 GMT

Congrats!

The same happened with me when I applied. I did call in next day to ask the limit.

Re: Discover IT approval - Don't know CL

Anomalous — Mon, 03 Nov 2014 05:07:07 GMT

Congratulations! Thanks for sharing.

Re: Discover IT approval - Don't know CL

Anonymous — Mon, 03 Nov 2014 06:44:34 GMT

@DenverVandal wrote:
Well, I decided to roll the dice a little and apply for a Discover IT card. I got the message that I was not approved for the 0% terms but was approved with 22.99 APR. The message said they would mail me the card and let me know my CL.

Should I call them for more info or should I just wait to get the card to see what my CL is?

Thanks for any feedback!

Probably between $500 and $2,000.

I'd call and recon the 0% term as I was offered 6mos 0% with 22.99% after. I didn't have to recon however.

Re: Discover IT approval - Don't know CL

selmore10 — Mon, 03 Nov 2014 07:05:02 GMT

I app'd online and got denied and got counter offered the 22.99% and called in they gave me $1500 and the 0% bt for 18 months.

Re: Discover IT approval - Don't know CL

Anonymous — Mon, 03 Nov 2014 07:06:11 GMT

@selmore10 wrote:
I app'd online and got denied and got counter offered the 22.99% and called in they gave me $1500 and the 0% bt for 18 months.

See, I only got 0% BT for 6mos along with purchases and 10.99% afterward.

Re: Discover IT approval - Don't know CL

Anonymous — Mon, 03 Nov 2014 08:13:35 GMT

@DenverVandal wrote:
Well, I decided to roll the dice a little and apply for a Discover IT card. I got the message that I was not approved for the 0% terms but was approved with 22.99 APR. The message said they would mail me the card and let me know my CL.

Should I call them for more info or should I just wait to get the card to see what my CL is?

Thanks for any feedback!

Congratulations!...Thanks For Sharing. .....Did you apply using this link ... http://www.amazon.com/gp/product/B00LXNZRVU?pr=discoveritchrome&inc=discoveritchrome2&ts=7w7r7r4c9zppac416nkt5jgl43w0b5j&dasin=B00MMTKXTA&plattr=D_PREM&place=detailpage&imp=A2528LO6HCLDRO

Re: Discover IT approval - Don't know CL

Anonymous — Mon, 03 Nov 2014 09:31:32 GMT

Got approved for Discover with $2k CL and 10.99% with no BT offer.

Re: Discover IT approval - Don't know CL

coldnmn — Mon, 03 Nov 2014 11:41:24 GMT

Congrats! Thanks for sharing.

Re: Discover IT approval - Don't know CL

Anonymous — Mon, 03 Nov 2014 13:00:04 GMT

I was approved and they sent me an email notification of my CL like 2-3 days later. So you don't need to wait for a card to see your CL

Congrats on your approval

Re: Discover IT approval - Don't know CL

MissMoni223 — Mon, 03 Nov 2014 15:31:17 GMT

CONGRATS and WELCOME to the Discover family!!!

Re: Discover IT approval - Don't know CL

alvon123 — Mon, 03 Nov 2014 15:48:42 GMT

congrats

Re: Discover IT approval - Don't know CL

b_diddy — Mon, 03 Nov 2014 16:40:57 GMT

Call them if you're anxious to know the answer ... never hurts ... and, see if you can push that interest rate down. :-) Congrats!