topic Re: Approved for first AMEX! in Credit Card Approvals

Approved for first AMEX!

Anonymous — Fri, 07 Nov 2014 02:20:34 GMT

I got my first AMEX today! so happy! it was the green card. I have a year and 4 months of credit history, but only 4 months with credit cards which were all student cards! Once question though, is the same HP for 1 charge and 1 credit card on the same day really a definite thing?

Thanks guys! This board has helped so much!

Re: Approved for first AMEX!

b_diddy — Fri, 07 Nov 2014 02:34:09 GMT

Congrats! I applied online for my charge and credit card within about an hour. It was 2 EX HPs. Someone here was suggesting using a CSR for an additional app. YMMV

Re: Approved for first AMEX!

uswala — Fri, 07 Nov 2014 03:07:25 GMT

Congrats!

Re: Approved for first AMEX!

Anonymous — Fri, 07 Nov 2014 03:15:05 GMT

Congratulations, OP

Re: Approved for first AMEX!

Imperfectfuture — Fri, 07 Nov 2014 07:15:25 GMT

Welcome to family. If you want another, just qpp. But I would give that card some luv before apping.

Re: Approved for first AMEX!

Anonymous — Fri, 07 Nov 2014 07:17:35 GMT

Congratulations!

Re: Approved for first AMEX!

Anonymous — Fri, 07 Nov 2014 08:21:21 GMT

I understand the whole idea of "getting your foot in the door" with Amex, but honestly, I don't think it's worth it to get your foot in the door with a Green card. You should just try your luck with a revolver or a different charge card like the PRG (people say all the charge cards are pretty similar in "difficulty" of getting approved for).

Or, you could've gotten a basic rewards card from someone besides Amex to build up your credit and then come back to Amex after 6 months. The Green card is such a scam... you pay an annual fee for no bonus rewards; there are so many no AF rewards cards out there that you have the chance of being approved for.

Regardless though, congrats on the approval. Any approval is something to celebrate

Re: Approved for first AMEX!

alvon123 — Fri, 07 Nov 2014 14:29:44 GMT

congrats

Re: Approved for first AMEX!

chalupaman — Fri, 07 Nov 2014 14:46:00 GMT

@Anonymous wrote:
I got my first AMEX today! so happy! it was the green card. I have a year and 4 months of credit history, but only 4 months with credit cards which were all student cards! Once question though, is the same HP for 1 charge and 1 credit card on the same day really a definite thing?

Thanks guys! This board has helped so much!

Congrats!

See if you can get something better like the Amex EveryDay or BCE card on that pull if you want. Then in January, see if you can get a backdated card from them to help with your AAoA. My personal experience is that I was instantly approved for a charge card back in August and immediately apped for the ED and was able to get that with the same HP because I did it one day. Took a few days of verification stuff though but it was worth it.

Re: Approved for first AMEX!

Anonymous — Fri, 07 Nov 2014 19:08:03 GMT

Thank you everyone! And yeah I just wanted the Green card to get my membership. The annual fee for the gold was a little much, however, I will try and change it to the gold next christmas Now I didn't end up applying for the revolver yesterday, but now I think I should. Is it 24 hours or the calender day? Dont want another HP lol

Re: Approved for first AMEX!

Anonymous — Sat, 08 Nov 2014 00:33:26 GMT

Congrats, very nice

Re: Approved for first AMEX!

Anonymous — Sat, 08 Nov 2014 00:42:47 GMT

Amex green is a great card! Congratz on the approval! Amex web support and CS is great. Have fun with it and make sure you pay on time!

Re: Approved for first AMEX!

Mortalito77 — Sat, 08 Nov 2014 00:56:58 GMT

Congratulations! I don't know how it feels to have one, but it must be wonderful to be part of the best known credit card in the world. Enjoy!

Re: Approved for first AMEX!

coldnmn — Sat, 08 Nov 2014 01:53:39 GMT

Congrats! Thanks for sharing.

Re: Approved for first AMEX!

Anonymous — Sat, 08 Nov 2014 17:46:53 GMT

Congrats!

Re: Approved for first AMEX!

Anomalous — Sat, 08 Nov 2014 19:10:58 GMT

Congratulations!

Re: Approved for first AMEX!

CreditMagic7 — Sat, 08 Nov 2014 20:08:09 GMT

Congrats! on yout first ever AMEX!!!

Re: Approved for first AMEX!

elim — Sun, 09 Nov 2014 02:47:43 GMT

you can wait until Jan for your next AMEX. then it will average in a 1 year old account into your AAoA instantly. I don't sweat a few HP's as they will "poof" before you know it.

although EX HP's just tend to sit there... you can do NOTHING about them but wait em' out.

congrats on the green

Re: Approved for first AMEX!

mikelo22 — Sun, 09 Nov 2014 03:03:20 GMT

Congrats and welcome to the club!

Re: Approved for first AMEX!

Anonymous — Sun, 09 Nov 2014 04:18:19 GMT

Thank you everyone! I am so happy!